NAICS 2389
Other Specialty Trade Contractors
Forms written for this kind of business. Core coverage forms and general endorsements apply to every account and are not listed here.
Businessowners (ISO BP)
22 forms| Form Code | Title | Type | Who needs it |
|---|---|---|---|
| BP 00 03 | Businessowners Coverage Form | Coverage | Small and midsize "Main Street" accounts that meet ISO BOP eligibility: apartments, offices, retail, wholesale, processing and service risks, restaurants, contractors, hotels/motels, self-storage, light manufacturing and similar. |
| BP 04 04 | Hired Auto And Non-Owned Auto Liability | Endorsement | BOP accounts with no owned autos whose employees run errands, make deliveries or travel in personal or rented vehicles for the business. |
| BP 04 50 | Additional Insured - Owners, Lessees Or Contractors - Scheduled Person Or Organization | Endorsement | Contractors and subcontractors on a BOP whose contracts require additional insured status for an owner or upper-tier contractor during ongoing operations. |
| BP 04 51 | Additional Insured - Owners, Lessees Or Contractors - Automatic Status When Required In A Written Construction Agreement With You | Endorsement | BOP contractors with many jobs whose contracts require additional insured status for owners or general contractors. |
| BP 04 83 | Agreed Value - Removal Of Insurance-To-Value Provision | Endorsement | Any account written on the ISO Businessowners program whose carrier adopts the 2026 endorsements. |
| BP 04 97 | Waiver Of Transfer Of Rights Of Recovery Against Others To Us (Waiver Of Subrogation) | Condition | Any BOP account; most often requested by landlords, customers, lenders or contracts. |
| BP 07 01 | Contractors' Installation, Tools And Equipment Coverage | Endorsement | Contractors eligible for the ISO BOP (payroll and subcontracting limits apply) that install materials or own tools and equipment. |
| BP 10 89 | Space Weather Exclusion | Exclusion | Any account written on the ISO Businessowners program whose carrier adopts the 2026 endorsements. |
| BP 10 90 | Exclusion - War | Exclusion | Any account written on the ISO Businessowners program whose carrier adopts the 2026 endorsements. |
| BP 10 91 | Space Weather Exclusion With Ensuing Cause Of Loss Exception | Exclusion | BOP accounts in states that use the ensuing-fire version of the space weather exclusion (for example Georgia, Massachusetts and Oregon). |
| BP 12 40 | Actual Cash Value With Depreciation Of Materials And Supplies | Endorsement | BOP building and property accounts where actual cash value applies to a loss. |
| BP 12 41 | Actual Cash Value With Depreciation Of Materials And Supplies And Labor And Services | Endorsement | BOP building and property accounts where actual cash value applies to a loss. |
| BP 12 42 | Actual Cash Value With Depreciation Of Materials And Supplies, And Labor And Services, And Contractor Overhead And Profit | Endorsement | BOP building and property accounts where actual cash value applies to a loss. |
| BP 12 43 | Additional Property Not Covered | Endorsement | Any account written on the ISO Businessowners program whose carrier adopts the 2026 endorsements. |
| BP 14 02 | Additional Insured - Owners, Lessees Or Contractors - Completed Operations | Endorsement | BOP contractors whose contracts require additional insured status after their work is finished. |
| BP 14 88 | Primary And Noncontributory - Other Insurance Condition | Condition | Any BOP account; most often requested by landlords, customers, lenders or contracts. |
| BP 15 80 | Additional Insured - Owners, Lessees Or Contractors - Automatic Status For Other Parties When Required In Written Construction Agreement | Endorsement | BOP contractors whose construction contracts require coverage for parties beyond the contracting owner or general contractor. |
| BP 15 90 | Waiver Of Transfer Of Rights Of Recovery Against Others To Us (Waiver Of Subrogation) - Automatic | Condition | Any BOP account; most often requested by landlords, customers, lenders or contracts. |
| BP 18 41 | Exclusion - Generative Artificial Intelligence | Exclusion | Any account written on the ISO Businessowners program whose carrier adopts the 2026 endorsements. |
| BP 18 42 | Exclusion - Generative Artificial Intelligence (Personal And Advertising Injury Only) | Exclusion | Any account written on the ISO Businessowners program whose carrier adopts the 2026 endorsements. |
| BP 18 44 | Exclusion - Punitive Damages | Exclusion | Any account written on the ISO Businessowners program whose carrier adopts the 2026 endorsements. |
| BP 18 46 | Condition - Litigation Funding Mutual Disclosure | Condition | Any account written on the ISO Businessowners program whose carrier adopts the 2026 endorsements. |
Commercial Auto (ISO CA)
6 forms| Form Code | Title | Type | Who needs it |
|---|---|---|---|
| CA 20 15 | Mobile Equipment | Endorsement | Contractors and other businesses with equipment-mounted vehicles (cherry pickers, compressors, snow-removal and street equipment) that need auto coverage on them. |
| CA 20 33 | Autos Leased, Hired, Rented Or Borrowed With Drivers - Physical Damage Coverage | Endorsement | Businesses that hire trucks or equipment with operators, such as contractors and shippers using hired trucks with drivers. |
| CA 20 70 | Coverage For Certain Operations In Connection With Railroads | Endorsement | Contractors performing construction or demolition near railroad property under railroad right-of-entry or construction agreements. |
| CA 23 01 | Explosives | Endorsement | Manufacturers, distributors and haulers of explosives, blasting contractors and fireworks operations. |
| CA 23 03 | Multi-Purpose Equipment | Endorsement | Businesses with multi-purpose vehicles that are better treated as mobile equipment under their general liability policy. |
| CA 23 94 | Silica Or Silica-Related Dust Exclusion For Covered Autos Exposure | Exclusion | Haulers of sand, gravel, concrete, aggregates and frac sand; construction, mining and demolition fleets. |
Commercial General Liability (ISO CG)
58 forms| Form Code | Title | Type | Who needs it |
|---|---|---|---|
| CG 00 09 | Owners And Contractors Protective Liability Coverage Form – Coverage For Operations Of Designated Contractor | Coverage | Project owners, public entities, railroads and general contractors that require a contractor to buy an OCP policy naming them for a specific project. |
| CG 00 35 | Railroad Protective Liability Coverage Form | Coverage | Contractors working on, over, under or adjacent to railroad property under a railroad right-of-entry or construction agreement. |
| CG 00 37 | Products/Completed Operations Liability Coverage Form (Occurrence) | Coverage | Manufacturers, distributors and contractors that buy products and completed operations coverage separately from premises/operations coverage. |
| CG 04 22 | Pollution Liability Coverage Extension | Endorsement | Accounts where the underwriter is willing to restore pollution liability for third-party injury and damage, typically low-hazard risks. |
| CG 04 29 | Pollution Exclusion – Limited Exception For A Short-Term Pollution Event | Endorsement | Contractors, manufacturers and service businesses wanting limited sudden-and-accidental pollution coverage on the CGL. |
| CG 04 30 | Pollution Exclusion – Limited Exception For Designated Pollutant(s) | Endorsement | Businesses that use a specific pollutant in their operations (for example pool chemicals, solvents, fertilizers) and want coverage for releases of that substance. |
| CG 20 07 | Additional Insured – Engineers, Architects Or Surveyors | Endorsement | Contractors and developers that hire architects, engineers or surveyors who require additional insured status on the contractor's CGL. |
| CG 20 10 | Additional Insured – Owners, Lessees Or Contractors – Scheduled Person Or Organization | Endorsement | Contractors and subcontractors whose construction contracts require them to name an owner, lessee or upstream contractor as additional insured for ongoing work. |
| CG 20 12 | Additional Insured – State Or Governmental Agency Or Subdivision Or Political Subdivision – Permits Or Authorizations | Endorsement | Contractors, event organizers, utilities and others that need a municipal permit (street opening, right-of-way, special event) requiring the permitting authority to be named as additional insured. |
| CG 20 24 | Additional Insured – Owners Or Other Interests From Whom Land Has Been Leased | Endorsement | Businesses that lease land (not buildings) such as parking lots, storage yards, outdoor sales lots, cell sites, farms or billboard sites. |
| CG 20 28 | Additional Insured – Lessor Of Leased Equipment | Endorsement | Contractors, manufacturers and other businesses that lease or rent equipment (cranes, lifts, forklifts, machinery) under agreements requiring the lessor to be an additional insured. |
| CG 20 31 | Additional Insured – Engineers, Architects Or Surveyors (OCP Coverage Part) | Endorsement | Project owners, developers and contractors buying Owners and Contractors Protective (OCP) policies whose design professionals require additional insured status. |
| CG 20 32 | Additional Insured – Engineers, Architects Or Surveyors Not Engaged By The Named Insured | Endorsement | Subcontractors and contractors whose contracts require them to cover the project owner's architect, engineer or surveyor. |
| CG 20 33 | Additional Insured – Owners, Lessees Or Contractors – Automatic Status When Required In A Written Construction Agreement With You | Endorsement | Contractors and subcontractors with many construction contracts that each require additional insured status for the party they work for. |
| CG 20 34 | Additional Insured – Lessor Of Leased Equipment – Automatic Status When Required In Lease Agreement With You | Endorsement | Contractors and other businesses that frequently rent or lease equipment from different lessors. |
| CG 20 37 | Additional Insured – Owners, Lessees Or Contractors – Completed Operations | Endorsement | Contractors whose contracts require completed operations additional insured status for a scheduled owner or upstream contractor. |
| CG 20 38 | Additional Insured – Owners, Lessees Or Contractors – Automatic Status For Other Parties When Required In Written Construction Agreement | Endorsement | Subcontractors whose subcontracts require them to cover the general contractor and also the owner, lender or other upstream parties. |
| CG 20 39 | Additional Insured – Owners, Lessees Or Contractors – Automatic Status When Required In Written Construction Agreement With You (Completed Operations) | Endorsement | Contractors with many construction contracts that require completed operations additional insured status for the party they contract with. |
| CG 20 40 | Additional Insured – Owners, Lessees Or Contractors – Automatic Status For Other Parties When Required In Written Construction Agreement (Completed Operations) | Endorsement | Subcontractors whose contracts require completed operations additional insured status for the general contractor, owner and other upstream parties. |
| CG 20 41 | Additional Insured – Owners, Lessees Or Contractors – Completed Operations Subject To The General Aggregate | Endorsement | Contractors that need a single scheduled endorsement giving an owner or contractor both ongoing and completed operations additional insured status. |
| CG 21 17 | Exclusion – Movement Of Buildings Or Structures | Exclusion | Structure movers, house movers, rigging and heavy-haul contractors, and contractors that occasionally relocate buildings. |
| CG 21 31 | Limited Exclusion – Designated Operations Covered By A Controlled (Wrap-Up) Insurance Program | Exclusion | Contractors enrolled in OCIP/CCIP programs who want their own CGL to respond if the wrap-up coverage ends early. |
| CG 21 34 | Exclusion – Designated Work | Exclusion | Contractors with a specific type of completed work the carrier will not insure (for example residential, condominium, EIFS, roofing or foundation work). |
| CG 21 39 | Contractual Liability Limitation | Exclusion | Accounts where the carrier will not insure assumed liability under service, construction or vendor indemnity agreements. |
| CG 21 42 | Exclusion – Explosion, Collapse And Underground Property Damage Hazard (Specified Operations) | Exclusion | Excavation, demolition, foundation, pile driving, utility, blasting and similar contractors where the carrier restricts XCU exposures for specific operations. |
| CG 21 43 | Exclusion – Explosion, Collapse And Underground Property Damage Hazard (Specified Operations Excepted) | Exclusion | Contractors whose carrier will cover XCU hazards only for named operations. |
| CG 21 44 | Limitation Of Coverage To Designated Premises, Project Or Operation | Exclusion | Accounts written for a single location, project or described operation, such as single-project contractors, special events, and businesses the underwriter wants to confine to their declared class. |
| CG 21 53 | Exclusion – Designated Ongoing Operations | Exclusion | Contractors and service businesses with one hazardous operation (for example roofing, blasting, crane work, residential work) that the underwriter will not cover. |
| CG 21 54 | Exclusion – Designated Operations Covered By A Controlled (Wrap-Up) Insurance Program | Exclusion | Contractors that enroll in owner- or contractor-controlled insurance programs on specific projects. |
| CG 21 99 | Total Pollution Exclusion For Designated Products Or Work | Exclusion | Manufacturers or contractors with one product or type of work that carries pollutant exposure. |
| CG 22 79 | Exclusion – Contractors – Professional Liability | Exclusion | Design-build contractors and contractors that provide or subcontract engineering, architectural or surveying services. |
| CG 22 80 | Limited Exclusion – Contractors – Professional Liability | Exclusion | Contractors with some in-house design capability whose carrier will not cover professional services rendered as a design professional. |
| CG 24 17 | Contractual Liability – Railroads | Endorsement | Contractors working on or near railroad property under railroad right-of-entry or construction agreements that require the contractor to indemnify the railroad. |
| CG 24 27 | Limited Contractual Liability – Railroads | Endorsement | Contractors working for or near railroads whose carriers will extend railroad contractual coverage only on an intermediate-form basis. |
| CG 25 03 | Designated Construction Project(s) General Aggregate Limit | Endorsement | Contractors whose contracts require a per project aggregate, or that work several large jobs a year and don't want one project to exhaust the general aggregate. |
| CG 25 45 | Designated Project(s) Products-Completed Operations Aggregate Limit | Endorsement | Contractors whose contracts require completed operations limits to apply per project. |
| CG 25 47 | Designated Project(s) Aggregate Limit (Products/Completed Operations Coverage Part) | Endorsement | Contractors buying a stand-alone ISO Products/Completed Operations policy (CG 00 37/00 38) who need per project completed operations aggregates. |
| CG 28 04 | Earlier Notice Of Cancellation Provided By Us (OCP Coverage Part) | Endorsement | Owners and Contractors Protective (OCP) policies issued for projects whose owners require longer cancellation notice. |
| CG 29 35 | Additional Insured – State Or Governmental Agency Or Subdivision Or Political Subdivision – Permits Or Authorizations (OCP Coverage Part) | Endorsement | Owners or contractors carrying an OCP policy for a project that requires a governmental permit naming the authority as additional insured. |
| CG 29 51 | Employment-Related Practices Exclusion (OCP And Pollution Coverage Parts) | Exclusion | Owners and Contractors Protective (OCP) and ISO pollution liability policies. |
| CG 29 88 | Waiver Of Transfer Of Rights Of Recovery Against Others To Us (Waiver Of Subrogation) – OCP Coverage Part | Endorsement | Buyers of Owners and Contractors Protective (OCP) policies whose project contracts require a waiver of subrogation. |
| CG 31 31 | Fungi Or Bacteria Exclusion (OCP And Products/Completed Operations Coverage Parts) | Exclusion | OCP and stand-alone products/completed operations policies for construction and building-related risks. |
| CG 31 32 | Limited Fungi Or Bacteria Coverage (OCP And Products/Completed Operations Coverage Parts) | Endorsement | OCP and products/completed operations policyholders that need some mold or bacteria coverage back. |
| CG 31 66 | Exclusion – Exterior Insulation And Finish Systems (OCP Coverage Part) | Exclusion | OCP policies for projects involving exterior insulation and finish systems. |
| CG 31 67 | Exclusion – Exterior Insulation And Finish Systems (Products/Completed Operations Coverage Part) | Exclusion | Insureds with a separate ISO Products/Completed Operations policy whose work or products involve EIFS. |
| CG 33 91 | Texas Additional Insured – Engineers, Architects Or Surveyors | Endorsement | Texas contractors that must add architects, engineers or surveyors they engage as additional insureds. |
| CG 34 24 | Exclusion – Designated Operations Covered By A Controlled (Wrap-Up) Insurance Program (Other Coverage Parts) | Exclusion | Contractors in wrap-up programs whose OCP or products/completed operations policies also need the wrap-up exclusion. |
| CG 34 32 | Total Pollution Exclusion (OCP Coverage Part) | Exclusion | OCP policies for projects with pollution exposure. |
| CG 34 46 | Cannabis Exclusion (OCP Coverage Part) | Exclusion | OCP policies for projects connected with the cannabis industry (grow facilities, dispensary build-outs). |
| CG 34 47 | Cannabis Exclusion With Hemp Exception (OCP Coverage Part) | Exclusion | OCP policies for projects connected with hemp or cannabis businesses. |
| CG 40 04 | Exclusion – Earth Movement | Exclusion | Contractors with earthwork, foundation, excavation, grading, landscaping or site development operations in areas prone to subsidence or landslide. |
| CG 40 05 | Exclusion – Earth Movement – Completed Operations | Exclusion | Contractors whose completed work could be damaged or cause damage through soil movement. |
| CG 40 06 | Earth Movement – Exclusion For Designated Operation(s) Or Project(s) | Exclusion | Contractors with a particular project or operation carrying elevated earth movement exposure. |
| CG 40 07 | Exclusion – Designated Operations Covered By A Controlled (Wrap-Up) Insurance Program – Limited Exception For Additional Insureds | Exclusion | Contractors enrolled in wrap-up programs whose contracts also require them to provide additional insured coverage on their own CGL. |
| CG 40 08 | Limited Exclusion – Designated Operations Covered By A Controlled (Wrap-Up) Insurance Program – Limited Exception For Additional Insureds | Exclusion | Contractors in wrap-up programs that need the most protective ISO wrap-up exclusion. |
| CG DS 02 | Owners And Contractors Protective Liability Declarations | Declaration | Owners, public entities and contractors purchasing OCP policies for a project. |
| CG DS 04 | Railroad Protective Liability Declarations | Declaration | Contractors buying Railroad Protective Liability policies for railroads. |
| CG DS 05 | Products/Completed Operations Liability Declarations | Declaration | Insureds with stand-alone products/completed operations coverage (CG 00 37 or CG 00 38). |
Commercial Property (ISO CP)
1 forms| Form Code | Title | Type | Who needs it |
|---|---|---|---|
| CP 15 06 | Off-Premises Interruption Of Business – Vehicles And Mobile Equipment | Endorsement | Businesses that depend on specific vehicles or mobile equipment to earn revenue: mobile food vendors, mobile medical or imaging units, mobile shredding, specialty contractors, equipment-based service companies. |
Commercial Liability Umbrella (ISO CU)
13 forms| Form Code | Title | Type | Who needs it |
|---|---|---|---|
| CU 21 07 | Contractual Liability Limitation | Endorsement | Contractors and other businesses whose contracts require umbrella or excess limits for project owners, general contractors or other additional insureds. |
| CU 21 11 | Limitation Of Coverage To Designated Premises, Project Or Operation | Endorsement | Contractors and other businesses whose contracts require umbrella or excess limits for project owners, general contractors or other additional insureds. |
| CU 21 17 | Exclusion – Designated Operations Covered By A Controlled (Wrap-Up) Insurance Program | Exclusion | Contractors working on projects insured under wrap-up programs. |
| CU 21 50 | Silica Or Silica-Related Dust Exclusion | Exclusion | Trades and industries with silica dust exposure. |
| CU 24 03 | Waiver Of Transfer Of Rights Of Recovery Against Others To Us (Waiver Of Subrogation) | Endorsement | Contractors and other businesses whose contracts require umbrella or excess limits for project owners, general contractors or other additional insureds. |
| CU 24 30 | Amendment Of Insured Contract Definition | Endorsement | Contractors and other businesses whose contracts require umbrella or excess limits for project owners, general contractors or other additional insureds. |
| CU 24 36 | Products-Completed Operations Aggregate Limit Of Insurance | Endorsement | Manufacturers, distributors and contractors with products or completed operations exposure. |
| CU 24 50 | Limited Coverage For Designated Unmanned Aircraft | Endorsement | Businesses that operate drones in their work: contractors, surveyors, agriculture, real estate and media. |
| CU 24 51 | Limited Coverage For Designated Unmanned Aircraft (Coverage A Only) | Endorsement | Businesses that operate drones. |
| CU 24 77 | Noncontributory And Order Of Response – Other Insurance Condition | Condition | Contractors and other businesses whose contracts require umbrella or excess limits for project owners, general contractors or other additional insureds. |
| CU 24 78 | Noncontributory – Other Insurance Condition | Condition | Contractors and other businesses whose contracts require umbrella or excess limits for project owners, general contractors or other additional insureds. |
| CU 24 80 | Waiver Of Transfer Of Rights Of Recovery Against Others To Us (Waiver Of Subrogation) – Automatic Status When Required In Written Contract Or Agreement | Endorsement | Contractors and other businesses whose contracts require umbrella or excess limits for project owners, general contractors or other additional insureds. |
| CU 25 06 | Designated Project(s) Products-Completed Operations Aggregate Limit | Endorsement | Contractors and other businesses whose contracts require umbrella or excess limits for project owners, general contractors or other additional insureds. |
Commercial Excess Liability (ISO CX)
5 forms| Form Code | Title | Type | Who needs it |
|---|---|---|---|
| CX 21 10 | Limitation Of Coverage To Designated Premises, Project Or Operation | Endorsement | Contractors, vendors and tenants whose contracts require excess limits that are primary and noncontributory for additional insureds. |
| CX 21 16 | Exclusion – Silica Or Silica-Related Dust | Exclusion | Trades and industries with silica dust exposure. |
| CX 21 48 | Exclusion – Unmanned Aircraft – Exception For Scheduled Controlling Underlying Insurance | Exclusion | Businesses that operate drones. |
| CX 24 32 | Noncontributory And Order Of Response – Other Insurance Condition | Condition | Contractors, vendors and tenants whose contracts require excess limits that are primary and noncontributory for additional insureds. |
| CX 24 33 | Noncontributory – Other Insurance Condition | Condition | Contractors, vendors and tenants whose contracts require excess limits that are primary and noncontributory for additional insureds. |
Employment-Related Practices Liability (ISO EP)
20 forms| Form Code | Title | Type | Who needs it |
|---|---|---|---|
| EP 00 01 | Employment-Related Practices Liability Coverage Form | Coverage | Any employer buying stand-alone employment practices liability on the ISO EP program. |
| EP 00 02 | Employment-Related Practices Liability Coverage Form (Separate Limits For Defense And Indemnity) | Coverage | Any employer buying stand-alone employment practices liability on the ISO EP program. |
| EP 01 12 | Who Is An Insured - Restricted Coverage For Employees | Endorsement | Any employer buying stand-alone employment practices liability on the ISO EP program. |
| EP 01 13 | Who Is An Insured - Outside Director, Trustee, Officer Or Member | Endorsement | Any employer buying stand-alone employment practices liability on the ISO EP program. |
| EP 01 14 | Counsel Selection | Endorsement | Any employer buying stand-alone employment practices liability on the ISO EP program. |
| EP 01 15 | Named Employee(s) Exclusion | Exclusion | Any employer buying stand-alone employment practices liability on the ISO EP program. |
| EP 01 18 | Liability To Independent Contractors | Endorsement | Any employer buying stand-alone employment practices liability on the ISO EP program. |
| EP 01 20 | Liability To Non-Employees | Endorsement | Any employer buying stand-alone employment practices liability on the ISO EP program. |
| EP 01 21 | Nuclear Energy Liability Exclusion Endorsement (Broad Form) | Exclusion | Any employer buying stand-alone employment practices liability on the ISO EP program. |
| EP 01 33 | Amendment Of Consent To Settle | Endorsement | Any employer buying stand-alone employment practices liability on the ISO EP program. |
| EP 01 34 | Amendment Of Coverage Territory - Worldwide Coverage | Endorsement | Any employer buying stand-alone employment practices liability on the ISO EP program. |
| EP 01 35 | Amendment Of Coverage Territory - Worldwide Coverage Except For Specified Countries | Endorsement | Any employer buying stand-alone employment practices liability on the ISO EP program. |
| EP 01 36 | Amendment Of Coverage Territory - Additional Scheduled Countries | Endorsement | Any employer buying stand-alone employment practices liability on the ISO EP program. |
| EP 03 01 | Co-Payment Liability Insurance | Endorsement | Any employer buying stand-alone employment practices liability on the ISO EP program. |
| EP 03 02 | Deductible And Co-Payment Liability Insurance | Endorsement | Any employer buying stand-alone employment practices liability on the ISO EP program. |
| EP 20 01 | Additional Insured - Designated Person Or Organization | Endorsement | Any employer buying stand-alone employment practices liability on the ISO EP program. |
| EP 20 04 | Additional Insured - Independent Contractor(s) | Endorsement | Any employer buying stand-alone employment practices liability on the ISO EP program. |
| EP 21 01 | Exclusion - Designated Ongoing Operation(s) | Exclusion | Any employer buying stand-alone employment practices liability on the ISO EP program. |
| EP 28 01 | Extended Reporting Period Endorsement | Endorsement | Any employer buying stand-alone employment practices liability on the ISO EP program. |
| EP DS 01 | Employment-Related Practices Liability Declarations | Declaration | Any employer buying stand-alone employment practices liability on the ISO EP program. |
Homeowners (ISO HO)
1 forms| Form Code | Title | Type | Who needs it |
|---|---|---|---|
| HO 04 12 | Increased Limits On Business Property | Endorsement | Insureds who keep business-related property at home without conducting the business there. |
Commercial Inland Marine – ISO IH Series Forms
12 forms| Form Code | Title | Type | Who needs it |
|---|---|---|---|
| IH 00 68 | Contractors Equipment Coverage Form | Coverage | Contractors and other businesses that own, lease or borrow mobile equipment and tools: building, heavy civil and specialty trade contractors, landscapers, loggers, equipment rental firms using it for owned fleets. |
| IH 00 73 | Installation Coverage Form | Coverage | Specialty trade contractors who install property: HVAC, electrical, plumbing, glazing, millwork, equipment and machinery installers, solar installers. |
| IH 00 76 | Motor Truck Cargo Owners Coverage Form | Coverage | Businesses hauling their own goods: wholesalers and distributors, manufacturers with delivery fleets, contractors moving materials, retailers making deliveries. |
| IH 00 91 | Riggers Liability Coverage Form | Coverage | Riggers, millwrights, crane operators, machinery movers and heavy haulers handling customers' property. |
| IH 68 01 | Tools And Clothing Belonging To Your Employees | Endorsement | Contractors whose employees bring their own tools to jobsites. |
| IH 68 04 | Boom Limitation Endorsement | Endorsement | Contractors and rental firms with cranes, aerial lifts or other boom equipment. |
| IH 68 05 | Contractors Equipment While Underwater Or Underground Endorsement | Endorsement | Contractors doing marine, dredging, tunneling, mining or underground utility work. |
| IH 68 06 | Contractors Equipment Reporting Form | Endorsement | Contractors and equipment owners with large or frequently changing equipment fleets. |
| IH 68 10 | Theft Deductible Waiver – The National Equipment Register | Endorsement | Contractors and equipment owners who register equipment with the National Equipment Register. |
| IH 99 29 | Limited Coverage For Unmanned Aircraft Property | Endorsement | Businesses that own or use drones: surveyors, contractors, inspectors, photographers, farms. |
| IH 99 31 | Theft Deductible Waiver – GPS | Endorsement | Contractors and equipment owners using GPS tracking on equipment. |
| IH DS 68 | Contractors Equipment Declarations | Declaration | Accounts insured under the ISO Contractors Equipment Coverage Form. |
Inland Marine (AAIS Inland Marine Guide)
2 forms| Form Code | Title | Type | Who needs it |
|---|---|---|---|
| IM 7000 | Contractors' Equipment Coverage | Coverage | Construction and specialty trade contractors, landscapers and others with mobile equipment and tools. |
| IM 7100 | Installation Floater Coverage | Coverage | Specialty trade contractors who install equipment and materials: HVAC, electrical, plumbing, millwork, glazing and machinery installers. |
Massachusetts Commercial Auto (CAR / ISO MM Forms)
1 forms| Form Code | Title | Type | Who needs it |
|---|---|---|---|
| MM 20 11 | Mobile Equipment - Massachusetts | Endorsement | Massachusetts contractors and others with special or mobile equipment vehicles. |
Management Protection (ISO MP)
23 forms| Form Code | Title | Type | Who needs it |
|---|---|---|---|
| MP 00 01 | Executive Liability Coverage Form | Coverage | Privately held businesses whose directors and officers face claims from shareholders, lenders, competitors, customers or regulators. |
| MP 00 02 | Executive Liability And Entity Securities Liability Coverage Form | Coverage | Private companies with securities exposure (private placements, outside investors) that want entity securities coverage alongside D&O. |
| MP 00 03 | Common Policy Conditions | Condition | Any organization insured on the ISO Management Protection program. |
| MP 00 07 | Fiduciary Liability Coverage Form | Coverage | Employers that sponsor retirement, health or other employee benefit plans. |
| MP 00 08 | Executive Liability Side A Coverage Form | Coverage | Organizations wanting dedicated personal-asset protection for directors and officers above or alongside traditional D&O. |
| MP 03 01 | Co-Insurance | Endorsement | Organizations insured on the ISO Management Protection program. |
| MP 03 02 | Co-Insurance | Endorsement | Organizations insured on the ISO Management Protection program. |
| MP 04 01 | Coverage Extension - Outside Service | Endorsement | Organizations insured on the ISO Management Protection program that need this extension. |
| MP 04 02 | Coverage Extension - Acquisition Or Creation Of For-Profit Organization | Endorsement | Organizations insured on the ISO Management Protection program that need this extension. |
| MP 04 03 | Coverage Extension - Merged, Sold, Spun-Off, Or Terminated Plans | Endorsement | Organizations insured on the ISO Management Protection program that need this extension. |
| MP 04 04 | Coverage Extension - CAP Penalties | Endorsement | Organizations insured on the ISO Management Protection program that need this extension. |
| MP 04 05 | Coverage Extension - Certain United Kingdom Fines Or Penalties | Endorsement | Organizations insured on the ISO Management Protection program that need this extension. |
| MP 04 06 | Coverage Extension - Publication Services | Endorsement | Organizations insured on the ISO Management Protection program that need this extension. |
| MP 04 07 | Coverage Extension - Spousal Coverage | Endorsement | Organizations insured on the ISO Management Protection program that need this extension. |
| MP 04 08 | Coverage Extension - Wrongful Personal Injury Acts | Endorsement | Organizations insured on the ISO Management Protection program that need this extension. |
| MP 21 01 | Exclusion - Designated Professional Services | Exclusion | Organizations insured on the ISO Management Protection program. |
| MP 21 04 | Exclusion - Specific Litigation | Exclusion | Organizations insured on the ISO Management Protection program. |
| MP 21 06 | Exclusion - Pending Or Prior Litigation | Exclusion | Organizations insured on the ISO Management Protection program. |
| MP 21 07 | Exclusion - Initial Public Offering (IPO) | Exclusion | Organizations insured on the ISO Management Protection program. |
| MP 21 09 | Exclusion - Intellectual Property | Exclusion | Organizations insured on the ISO Management Protection program. |
| MP 21 28 | Exclusion - Abuse Or Molestation | Exclusion | Organizations insured on the ISO Management Protection program. |
| MP 28 01 | Extended Reporting Period | Endorsement | Organizations whose Management Protection coverage is ending (sale, merger, dissolution, non-renewal). |
| MP 28 16 | Extended Reporting Period | Endorsement | Organizations whose Management Protection coverage is ending. |
Workers Compensation and Employers Liability (NCCI WC)
7 forms| Form Code | Title | Type | Who needs it |
|---|---|---|---|
| WC 00 02 04 | Limited Maritime Coverage Endorsement | Endorsement | Land-based employers whose employees occasionally work aboard vessels and could be found to be crew members, such as contractors, caterers and service technicians. |
| WC 00 03 01 | Alternate Employer Endorsement | Endorsement | Temporary staffing and employee-supply firms, contractors required by an owner or oil company to protect it from their employees' claims, and property managers working for owners. |
| WC 00 03 02 | Designated Workplaces Exclusion Endorsement | Exclusion | Contractors enrolled in an owner- or contractor-controlled insurance program, and multi-entity employers whose separate locations are insured or self-insured elsewhere. |
| WC 00 03 13 | Waiver of Our Right to Recover From Others Endorsement | Endorsement | Contractors, trucking firms, staffing, janitorial, security and landscaping companies and other service businesses whose contracts require a waiver of subrogation in favor of the customer, owner or general contractor. |
| WC 04 03 06 | Waiver of Our Right to Recover From Others Endorsement—California | Endorsement | California contractors and service businesses whose contracts require a waiver of subrogation for the owner, general contractor or customer. |
| WC 31 03 23 | New York Construction Classification Premium Adjustment Program Explanatory Endorsement | Endorsement | New York construction contractors with eligible construction classifications and at least $5,000 of New York subject premium. |
| WC 42 03 04 | Texas Waiver of Our Right to Recover From Others Endorsement | Endorsement | Texas contractors, oilfield service companies, trucking and service businesses whose contracts require a waiver of subrogation. |
