What it does
EP 01 35 gives worldwide coverage territory under the ISO EPL form but excludes the countries specified in the endorsement. It is used when the carrier will accept global employees except in particular jurisdictions.
It is an endorsement of ISO's stand-alone Employment-Related Practices Liability program and modifies the EPL coverage form (EP 00 01, or EP 00 02 where separate defense and indemnity limits are used). Forms lists show it available in most states, with state-specific versions where noted.
Who needs it
Employers with international staff in countries the carrier is willing to cover.
Quoting and selling notes
- List the countries where the client has employees and compare with the excluded list.
- Sanctioned countries are typically excluded regardless.
- Forms lists show both 09 07 and 01 10 edition references.
