What it does
EP 01 34 replaces the coverage territory of the ISO EPL form with worldwide coverage, for employment-practices claims arising from employees working outside the standard territory. Companion endorsements provide worldwide coverage except for specified countries (EP 01 35) or add scheduled countries (EP 01 36).
It is an endorsement of ISO's stand-alone Employment-Related Practices Liability program and modifies the EPL coverage form (EP 00 01, or EP 00 02 where separate defense and indemnity limits are used). Forms lists show it available in most states, with state-specific versions where noted.
Who needs it
Employers with staff, remote workers or offices outside the United States.
Quoting and selling notes
- Ask where employees are located and whether foreign employees are hired through local entities or employer-of-record services.
- Local employment laws abroad can be very different; check whether the carrier excludes specific countries.
- Forms lists show both 09 07 and 01 10 edition references for this form.
