What it does
For operations performed for or affecting a scheduled railroad at a designated job site, CG 24 27 replaces the "insured contract" definition: easement or license agreements are covered without the railroad exception, and other contracts count only to the extent the bodily injury or property damage is caused, in whole or in part, by the named insured or those acting on its behalf, and the assumption of liability is permitted by law.
Who needs it
Contractors on railroad projects where the railroad's agreement requires indemnity, and the carrier will not cover the railroad's sole negligence.
Key provisions and limits
- Professional services carve-outs for architects, engineers and surveyors remain.
Quoting and selling notes
- Compare to CG 24 17, which does not include the "caused, in whole or in part" condition.
- Railroad protective coverage (CG 00 35) is still usually required.
