1. Forms
NAICS 237

Heavy and Civil Engineering Construction

Forms written for this kind of business. Core coverage forms and general endorsements apply to every account and are not listed here.

Commercial Auto (ISO CA)

5 forms
Form CodeTitleTypeWho needs it
CA 20 15Mobile EquipmentEndorsementContractors and other businesses with equipment-mounted vehicles (cherry pickers, compressors, snow-removal and street equipment) that need auto coverage on them.
CA 20 33Autos Leased, Hired, Rented Or Borrowed With Drivers - Physical Damage CoverageEndorsementBusinesses that hire trucks or equipment with operators, such as contractors and shippers using hired trucks with drivers.
CA 20 70Coverage For Certain Operations In Connection With RailroadsEndorsementContractors performing construction or demolition near railroad property under railroad right-of-entry or construction agreements.
CA 23 03Multi-Purpose EquipmentEndorsementBusinesses with multi-purpose vehicles that are better treated as mobile equipment under their general liability policy.
CA 23 94Silica Or Silica-Related Dust Exclusion For Covered Autos ExposureExclusionHaulers of sand, gravel, concrete, aggregates and frac sand; construction, mining and demolition fleets.

Commercial General Liability (ISO CG)

53 forms
Form CodeTitleTypeWho needs it
CG 00 09Owners And Contractors Protective Liability Coverage Form – Coverage For Operations Of Designated ContractorCoverageProject owners, public entities, railroads and general contractors that require a contractor to buy an OCP policy naming them for a specific project.
CG 00 35Railroad Protective Liability Coverage FormCoverageContractors working on, over, under or adjacent to railroad property under a railroad right-of-entry or construction agreement.
CG 00 37Products/Completed Operations Liability Coverage Form (Occurrence)CoverageManufacturers, distributors and contractors that buy products and completed operations coverage separately from premises/operations coverage.
CG 04 29Pollution Exclusion – Limited Exception For A Short-Term Pollution EventEndorsementContractors, manufacturers and service businesses wanting limited sudden-and-accidental pollution coverage on the CGL.
CG 04 37Loss Of Electronic Data Resulting From Physical Injury To Tangible Property Liability Coverage – Subject To Cyber Incident ExclusionEndorsementContractors, IT installers, utilities and manufacturers whose physical damage to equipment can destroy third parties' data.
CG 20 07Additional Insured – Engineers, Architects Or SurveyorsEndorsementContractors and developers that hire architects, engineers or surveyors who require additional insured status on the contractor's CGL.
CG 20 10Additional Insured – Owners, Lessees Or Contractors – Scheduled Person Or OrganizationEndorsementContractors and subcontractors whose construction contracts require them to name an owner, lessee or upstream contractor as additional insured for ongoing work.
CG 20 12Additional Insured – State Or Governmental Agency Or Subdivision Or Political Subdivision – Permits Or AuthorizationsEndorsementContractors, event organizers, utilities and others that need a municipal permit (street opening, right-of-way, special event) requiring the permitting authority to be named as additional insured.
CG 20 28Additional Insured – Lessor Of Leased EquipmentEndorsementContractors, manufacturers and other businesses that lease or rent equipment (cranes, lifts, forklifts, machinery) under agreements requiring the lessor to be an additional insured.
CG 20 31Additional Insured – Engineers, Architects Or Surveyors (OCP Coverage Part)EndorsementProject owners, developers and contractors buying Owners and Contractors Protective (OCP) policies whose design professionals require additional insured status.
CG 20 32Additional Insured – Engineers, Architects Or Surveyors Not Engaged By The Named InsuredEndorsementSubcontractors and contractors whose contracts require them to cover the project owner's architect, engineer or surveyor.
CG 20 33Additional Insured – Owners, Lessees Or Contractors – Automatic Status When Required In A Written Construction Agreement With YouEndorsementContractors and subcontractors with many construction contracts that each require additional insured status for the party they work for.
CG 20 34Additional Insured – Lessor Of Leased Equipment – Automatic Status When Required In Lease Agreement With YouEndorsementContractors and other businesses that frequently rent or lease equipment from different lessors.
CG 20 37Additional Insured – Owners, Lessees Or Contractors – Completed OperationsEndorsementContractors whose contracts require completed operations additional insured status for a scheduled owner or upstream contractor.
CG 20 38Additional Insured – Owners, Lessees Or Contractors – Automatic Status For Other Parties When Required In Written Construction AgreementEndorsementSubcontractors whose subcontracts require them to cover the general contractor and also the owner, lender or other upstream parties.
CG 20 39Additional Insured – Owners, Lessees Or Contractors – Automatic Status When Required In Written Construction Agreement With You (Completed Operations)EndorsementContractors with many construction contracts that require completed operations additional insured status for the party they contract with.
CG 20 40Additional Insured – Owners, Lessees Or Contractors – Automatic Status For Other Parties When Required In Written Construction Agreement (Completed Operations)EndorsementSubcontractors whose contracts require completed operations additional insured status for the general contractor, owner and other upstream parties.
CG 20 41Additional Insured – Owners, Lessees Or Contractors – Completed Operations Subject To The General AggregateEndorsementContractors that need a single scheduled endorsement giving an owner or contractor both ongoing and completed operations additional insured status.
CG 21 31Limited Exclusion – Designated Operations Covered By A Controlled (Wrap-Up) Insurance ProgramExclusionContractors enrolled in OCIP/CCIP programs who want their own CGL to respond if the wrap-up coverage ends early.
CG 21 34Exclusion – Designated WorkExclusionContractors with a specific type of completed work the carrier will not insure (for example residential, condominium, EIFS, roofing or foundation work).
CG 21 39Contractual Liability LimitationExclusionAccounts where the carrier will not insure assumed liability under service, construction or vendor indemnity agreements.
CG 21 42Exclusion – Explosion, Collapse And Underground Property Damage Hazard (Specified Operations)ExclusionExcavation, demolition, foundation, pile driving, utility, blasting and similar contractors where the carrier restricts XCU exposures for specific operations.
CG 21 43Exclusion – Explosion, Collapse And Underground Property Damage Hazard (Specified Operations Excepted)ExclusionContractors whose carrier will cover XCU hazards only for named operations.
CG 21 44Limitation Of Coverage To Designated Premises, Project Or OperationExclusionAccounts written for a single location, project or described operation, such as single-project contractors, special events, and businesses the underwriter wants to confine to their declared class.
CG 21 53Exclusion – Designated Ongoing OperationsExclusionContractors and service businesses with one hazardous operation (for example roofing, blasting, crane work, residential work) that the underwriter will not cover.
CG 21 54Exclusion – Designated Operations Covered By A Controlled (Wrap-Up) Insurance ProgramExclusionContractors that enroll in owner- or contractor-controlled insurance programs on specific projects.
CG 22 34Exclusion – Construction Management Errors And OmissionsExclusionConstruction managers and general contractors acting as construction manager.
CG 22 42Exclusion – Existence Or Maintenance Of Streets, Roads, Highways Or BridgesExclusionMunicipalities, counties, highway authorities and others responsible for roads and bridges.
CG 22 79Exclusion – Contractors – Professional LiabilityExclusionDesign-build contractors and contractors that provide or subcontract engineering, architectural or surveying services.
CG 22 80Limited Exclusion – Contractors – Professional LiabilityExclusionContractors with some in-house design capability whose carrier will not cover professional services rendered as a design professional.
CG 24 17Contractual Liability – RailroadsEndorsementContractors working on or near railroad property under railroad right-of-entry or construction agreements that require the contractor to indemnify the railroad.
CG 24 27Limited Contractual Liability – RailroadsEndorsementContractors working for or near railroads whose carriers will extend railroad contractual coverage only on an intermediate-form basis.
CG 25 03Designated Construction Project(s) General Aggregate LimitEndorsementContractors whose contracts require a per project aggregate, or that work several large jobs a year and don't want one project to exhaust the general aggregate.
CG 25 45Designated Project(s) Products-Completed Operations Aggregate LimitEndorsementContractors whose contracts require completed operations limits to apply per project.
CG 25 47Designated Project(s) Aggregate Limit (Products/Completed Operations Coverage Part)EndorsementContractors buying a stand-alone ISO Products/Completed Operations policy (CG 00 37/00 38) who need per project completed operations aggregates.
CG 28 04Earlier Notice Of Cancellation Provided By Us (OCP Coverage Part)EndorsementOwners and Contractors Protective (OCP) policies issued for projects whose owners require longer cancellation notice.
CG 29 35Additional Insured – State Or Governmental Agency Or Subdivision Or Political Subdivision – Permits Or Authorizations (OCP Coverage Part)EndorsementOwners or contractors carrying an OCP policy for a project that requires a governmental permit naming the authority as additional insured.
CG 29 51Employment-Related Practices Exclusion (OCP And Pollution Coverage Parts)ExclusionOwners and Contractors Protective (OCP) and ISO pollution liability policies.
CG 29 88Waiver Of Transfer Of Rights Of Recovery Against Others To Us (Waiver Of Subrogation) – OCP Coverage PartEndorsementBuyers of Owners and Contractors Protective (OCP) policies whose project contracts require a waiver of subrogation.
CG 31 31Fungi Or Bacteria Exclusion (OCP And Products/Completed Operations Coverage Parts)ExclusionOCP and stand-alone products/completed operations policies for construction and building-related risks.
CG 31 32Limited Fungi Or Bacteria Coverage (OCP And Products/Completed Operations Coverage Parts)EndorsementOCP and products/completed operations policyholders that need some mold or bacteria coverage back.
CG 31 66Exclusion – Exterior Insulation And Finish Systems (OCP Coverage Part)ExclusionOCP policies for projects involving exterior insulation and finish systems.
CG 31 67Exclusion – Exterior Insulation And Finish Systems (Products/Completed Operations Coverage Part)ExclusionInsureds with a separate ISO Products/Completed Operations policy whose work or products involve EIFS.
CG 33 91Texas Additional Insured – Engineers, Architects Or SurveyorsEndorsementTexas contractors that must add architects, engineers or surveyors they engage as additional insureds.
CG 34 24Exclusion – Designated Operations Covered By A Controlled (Wrap-Up) Insurance Program (Other Coverage Parts)ExclusionContractors in wrap-up programs whose OCP or products/completed operations policies also need the wrap-up exclusion.
CG 34 32Total Pollution Exclusion (OCP Coverage Part)ExclusionOCP policies for projects with pollution exposure.
CG 34 46Cannabis Exclusion (OCP Coverage Part)ExclusionOCP policies for projects connected with the cannabis industry (grow facilities, dispensary build-outs).
CG 34 47Cannabis Exclusion With Hemp Exception (OCP Coverage Part)ExclusionOCP policies for projects connected with hemp or cannabis businesses.
CG 40 07Exclusion – Designated Operations Covered By A Controlled (Wrap-Up) Insurance Program – Limited Exception For Additional InsuredsExclusionContractors enrolled in wrap-up programs whose contracts also require them to provide additional insured coverage on their own CGL.
CG 40 08Limited Exclusion – Designated Operations Covered By A Controlled (Wrap-Up) Insurance Program – Limited Exception For Additional InsuredsExclusionContractors in wrap-up programs that need the most protective ISO wrap-up exclusion.
CG DS 02Owners And Contractors Protective Liability DeclarationsDeclarationOwners, public entities and contractors purchasing OCP policies for a project.
CG DS 04Railroad Protective Liability DeclarationsDeclarationContractors buying Railroad Protective Liability policies for railroads.
CG DS 05Products/Completed Operations Liability DeclarationsDeclarationInsureds with stand-alone products/completed operations coverage (CG 00 37 or CG 00 38).

Commercial Property (ISO CP)

2 forms
Form CodeTitleTypeWho needs it
CP 00 20Builders Risk Coverage FormCoverageOwners, developers and general contractors with buildings under construction: new commercial and residential construction, additions and major renovations.
CP 11 21Builders Risk – Theft Of Building Materials, Fixtures, Machinery, EquipmentEndorsementProjects insured under ISO builders risk where theft of materials and equipment on site is a concern: commercial and residential construction.

Commercial Liability Umbrella (ISO CU)

12 forms
Form CodeTitleTypeWho needs it
CU 21 07Contractual Liability LimitationEndorsementContractors and other businesses whose contracts require umbrella or excess limits for project owners, general contractors or other additional insureds.
CU 21 11Limitation Of Coverage To Designated Premises, Project Or OperationEndorsementContractors and other businesses whose contracts require umbrella or excess limits for project owners, general contractors or other additional insureds.
CU 21 17Exclusion – Designated Operations Covered By A Controlled (Wrap-Up) Insurance ProgramExclusionContractors working on projects insured under wrap-up programs.
CU 24 03Waiver Of Transfer Of Rights Of Recovery Against Others To Us (Waiver Of Subrogation)EndorsementContractors and other businesses whose contracts require umbrella or excess limits for project owners, general contractors or other additional insureds.
CU 24 30Amendment Of Insured Contract DefinitionEndorsementContractors and other businesses whose contracts require umbrella or excess limits for project owners, general contractors or other additional insureds.
CU 24 36Products-Completed Operations Aggregate Limit Of InsuranceEndorsementManufacturers, distributors and contractors with products or completed operations exposure.
CU 24 50Limited Coverage For Designated Unmanned AircraftEndorsementBusinesses that operate drones in their work: contractors, surveyors, agriculture, real estate and media.
CU 24 51Limited Coverage For Designated Unmanned Aircraft (Coverage A Only)EndorsementBusinesses that operate drones.
CU 24 77Noncontributory And Order Of Response – Other Insurance ConditionConditionContractors and other businesses whose contracts require umbrella or excess limits for project owners, general contractors or other additional insureds.
CU 24 78Noncontributory – Other Insurance ConditionConditionContractors and other businesses whose contracts require umbrella or excess limits for project owners, general contractors or other additional insureds.
CU 24 80Waiver Of Transfer Of Rights Of Recovery Against Others To Us (Waiver Of Subrogation) – Automatic Status When Required In Written Contract Or AgreementEndorsementContractors and other businesses whose contracts require umbrella or excess limits for project owners, general contractors or other additional insureds.
CU 25 06Designated Project(s) Products-Completed Operations Aggregate LimitEndorsementContractors and other businesses whose contracts require umbrella or excess limits for project owners, general contractors or other additional insureds.

Commercial Excess Liability (ISO CX)

4 forms
Form CodeTitleTypeWho needs it
CX 21 10Limitation Of Coverage To Designated Premises, Project Or OperationEndorsementContractors, vendors and tenants whose contracts require excess limits that are primary and noncontributory for additional insureds.
CX 21 48Exclusion – Unmanned Aircraft – Exception For Scheduled Controlling Underlying InsuranceExclusionBusinesses that operate drones.
CX 24 32Noncontributory And Order Of Response – Other Insurance ConditionConditionContractors, vendors and tenants whose contracts require excess limits that are primary and noncontributory for additional insureds.
CX 24 33Noncontributory – Other Insurance ConditionConditionContractors, vendors and tenants whose contracts require excess limits that are primary and noncontributory for additional insureds.

Commercial Inland Marine – ISO IH Series Forms

13 forms
Form CodeTitleTypeWho needs it
IH 00 68Contractors Equipment Coverage FormCoverageContractors and other businesses that own, lease or borrow mobile equipment and tools: building, heavy civil and specialty trade contractors, landscapers, loggers, equipment rental firms using it for owned fleets.
IH 00 70Builders Risk Coverage FormCoverageOwners, developers and general contractors building new structures or major additions.
IH 00 76Motor Truck Cargo Owners Coverage FormCoverageBusinesses hauling their own goods: wholesalers and distributors, manufacturers with delivery fleets, contractors moving materials, retailers making deliveries.
IH 00 77Radio And Television Towers And Equipment Coverage FormCoverageOwners and operators of radio, television, cellular and other communication towers, and broadcasters.
IH 68 01Tools And Clothing Belonging To Your EmployeesEndorsementContractors whose employees bring their own tools to jobsites.
IH 68 04Boom Limitation EndorsementEndorsementContractors and rental firms with cranes, aerial lifts or other boom equipment.
IH 68 05Contractors Equipment While Underwater Or Underground EndorsementEndorsementContractors doing marine, dredging, tunneling, mining or underground utility work.
IH 68 06Contractors Equipment Reporting FormEndorsementContractors and equipment owners with large or frequently changing equipment fleets.
IH 68 10Theft Deductible Waiver – The National Equipment RegisterEndorsementContractors and equipment owners who register equipment with the National Equipment Register.
IH 99 14MortgageholdersEndorsementOwners and developers financing construction, towers or tanks insured on IH forms, and their lenders.
IH 99 29Limited Coverage For Unmanned Aircraft PropertyEndorsementBusinesses that own or use drones: surveyors, contractors, inspectors, photographers, farms.
IH 99 31Theft Deductible Waiver – GPSEndorsementContractors and equipment owners using GPS tracking on equipment.
IH DS 68Contractors Equipment DeclarationsDeclarationAccounts insured under the ISO Contractors Equipment Coverage Form.

Inland Marine (AAIS Inland Marine Guide)

1 forms
Form CodeTitleTypeWho needs it
IM 7000Contractors' Equipment CoverageCoverageConstruction and specialty trade contractors, landscapers and others with mobile equipment and tools.

Massachusetts Commercial Auto (CAR / ISO MM Forms)

1 forms
Form CodeTitleTypeWho needs it
MM 20 11Mobile Equipment - MassachusettsEndorsementMassachusetts contractors and others with special or mobile equipment vehicles.

Workers Compensation and Employers Liability (NCCI WC)

14 forms
Form CodeTitleTypeWho needs it
WC 00 01 01Defense Base Act Coverage EndorsementEndorsementGovernment contractors and subcontractors whose employees work at U.S. military bases or on covered U.S.-government contracts overseas.
WC 00 01 04Federal Employers' Liability Act Coverage EndorsementEndorsementRailroads and railroad construction or maintenance contractors whose employees are subject to FELA.
WC 00 01 06Longshore and Harbor Workers' Compensation Act Coverage EndorsementEndorsementStevedores, terminal operators, shipbuilders and ship repairers, marine contractors and other employers with workers on or near navigable waters subject to the Longshore Act.
WC 00 01 09Outer Continental Shelf Lands Act Coverage EndorsementEndorsementOffshore oil and gas operators, drilling contractors and oilfield service contractors working on fixed platforms or other operations on the Outer Continental Shelf.
WC 00 02 01Maritime Coverage EndorsementEndorsementEmployers that own, operate or charter vessels and employ masters or crew members, including commercial fishing, towing, ferry, excursion, dredging and marine construction operations.
WC 00 02 03Voluntary Compensation Maritime Coverage EndorsementEndorsementVessel owners and operators that want to offer crew members compensation-style benefits (Program II maritime).
WC 00 02 04Limited Maritime Coverage EndorsementEndorsementLand-based employers whose employees occasionally work aboard vessels and could be found to be crew members, such as contractors, caterers and service technicians.
WC 00 03 01Alternate Employer EndorsementEndorsementTemporary staffing and employee-supply firms, contractors required by an owner or oil company to protect it from their employees' claims, and property managers working for owners.
WC 00 03 02Designated Workplaces Exclusion EndorsementExclusionContractors enrolled in an owner- or contractor-controlled insurance program, and multi-entity employers whose separate locations are insured or self-insured elsewhere.
WC 00 03 05Joint Venture as Insured EndorsementEndorsementContractors and other businesses that form joint ventures to perform a project and insure the venture's employees on one policy.
WC 00 03 13Waiver of Our Right to Recover From Others EndorsementEndorsementContractors, trucking firms, staffing, janitorial, security and landscaping companies and other service businesses whose contracts require a waiver of subrogation in favor of the customer, owner or general contractor.
WC 04 03 06Waiver of Our Right to Recover From Others Endorsement—CaliforniaEndorsementCalifornia contractors and service businesses whose contracts require a waiver of subrogation for the owner, general contractor or customer.
WC 31 03 23New York Construction Classification Premium Adjustment Program Explanatory EndorsementEndorsementNew York construction contractors with eligible construction classifications and at least $5,000 of New York subject premium.
WC 42 03 04Texas Waiver of Our Right to Recover From Others EndorsementEndorsementTexas contractors, oilfield service companies, trucking and service businesses whose contracts require a waiver of subrogation.