What it does
CG 22 42 applies to streets, roads, highways or bridges the named insured owns, maintains, constructs or controls. It excludes bodily injury or property damage arising out of the existence of streets, roads, highways, bridges, sidewalks, culverts, parking meters, traffic lights and signs, street benches, refuse receptacles, poles, trees, hydrants and alarm boxes, and out of the maintenance of those items, among other provisions in the form.
Who needs it
Public entities and private road owners such as large HOAs or developers.
Key provisions and limits
- Roads and related exposures are often covered by a public entity pool instead.
Quoting and selling notes
- Ask the public entity how roadway claims are handled.
