What it does
CG 21 34 states that the insurance does not apply to "bodily injury" or "property damage" included in the "products-completed operations hazard" and arising out of "your work" shown in the schedule. It applies to the CGL and Products/Completed Operations coverage parts.
Who needs it
Used on contractor accounts to remove completed operations coverage for a defined type of work or a defined project, such as condominium or tract-home construction.
Key provisions and limits
- Ongoing operations for the same work remain covered unless another exclusion applies.
- The schedule wording controls; it can be a project, a trade or a type of structure.
Quoting and selling notes
- This form often appears with residential or condominium construction restrictions; ask whether the client does any work that fits the description.
- Completed operations AI forms (CG 20 37, CG 20 39) will not help the additional insured if the work is excluded.
