NAICS 236
Construction of Buildings
Forms written for this kind of business. Core coverage forms and general endorsements apply to every account and are not listed here.
Businessowners (ISO BP)
8 forms| Form Code | Title | Type | Who needs it |
|---|---|---|---|
| BP 04 50 | Additional Insured - Owners, Lessees Or Contractors - Scheduled Person Or Organization | Endorsement | Contractors and subcontractors on a BOP whose contracts require additional insured status for an owner or upper-tier contractor during ongoing operations. |
| BP 04 51 | Additional Insured - Owners, Lessees Or Contractors - Automatic Status When Required In A Written Construction Agreement With You | Endorsement | BOP contractors with many jobs whose contracts require additional insured status for owners or general contractors. |
| BP 04 97 | Waiver Of Transfer Of Rights Of Recovery Against Others To Us (Waiver Of Subrogation) | Condition | Any BOP account; most often requested by landlords, customers, lenders or contracts. |
| BP 07 01 | Contractors' Installation, Tools And Equipment Coverage | Endorsement | Contractors eligible for the ISO BOP (payroll and subcontracting limits apply) that install materials or own tools and equipment. |
| BP 14 02 | Additional Insured - Owners, Lessees Or Contractors - Completed Operations | Endorsement | BOP contractors whose contracts require additional insured status after their work is finished. |
| BP 14 88 | Primary And Noncontributory - Other Insurance Condition | Condition | Any BOP account; most often requested by landlords, customers, lenders or contracts. |
| BP 15 80 | Additional Insured - Owners, Lessees Or Contractors - Automatic Status For Other Parties When Required In Written Construction Agreement | Endorsement | BOP contractors whose construction contracts require coverage for parties beyond the contracting owner or general contractor. |
| BP 15 90 | Waiver Of Transfer Of Rights Of Recovery Against Others To Us (Waiver Of Subrogation) - Automatic | Condition | Any BOP account; most often requested by landlords, customers, lenders or contracts. |
Commercial Auto (ISO CA)
5 forms| Form Code | Title | Type | Who needs it |
|---|---|---|---|
| CA 20 15 | Mobile Equipment | Endorsement | Contractors and other businesses with equipment-mounted vehicles (cherry pickers, compressors, snow-removal and street equipment) that need auto coverage on them. |
| CA 20 33 | Autos Leased, Hired, Rented Or Borrowed With Drivers - Physical Damage Coverage | Endorsement | Businesses that hire trucks or equipment with operators, such as contractors and shippers using hired trucks with drivers. |
| CA 20 70 | Coverage For Certain Operations In Connection With Railroads | Endorsement | Contractors performing construction or demolition near railroad property under railroad right-of-entry or construction agreements. |
| CA 23 03 | Multi-Purpose Equipment | Endorsement | Businesses with multi-purpose vehicles that are better treated as mobile equipment under their general liability policy. |
| CA 23 94 | Silica Or Silica-Related Dust Exclusion For Covered Autos Exposure | Exclusion | Haulers of sand, gravel, concrete, aggregates and frac sand; construction, mining and demolition fleets. |
Commercial General Liability (ISO CG)
54 forms| Form Code | Title | Type | Who needs it |
|---|---|---|---|
| CG 00 09 | Owners And Contractors Protective Liability Coverage Form – Coverage For Operations Of Designated Contractor | Coverage | Project owners, public entities, railroads and general contractors that require a contractor to buy an OCP policy naming them for a specific project. |
| CG 00 37 | Products/Completed Operations Liability Coverage Form (Occurrence) | Coverage | Manufacturers, distributors and contractors that buy products and completed operations coverage separately from premises/operations coverage. |
| CG 20 07 | Additional Insured – Engineers, Architects Or Surveyors | Endorsement | Contractors and developers that hire architects, engineers or surveyors who require additional insured status on the contractor's CGL. |
| CG 20 10 | Additional Insured – Owners, Lessees Or Contractors – Scheduled Person Or Organization | Endorsement | Contractors and subcontractors whose construction contracts require them to name an owner, lessee or upstream contractor as additional insured for ongoing work. |
| CG 20 12 | Additional Insured – State Or Governmental Agency Or Subdivision Or Political Subdivision – Permits Or Authorizations | Endorsement | Contractors, event organizers, utilities and others that need a municipal permit (street opening, right-of-way, special event) requiring the permitting authority to be named as additional insured. |
| CG 20 28 | Additional Insured – Lessor Of Leased Equipment | Endorsement | Contractors, manufacturers and other businesses that lease or rent equipment (cranes, lifts, forklifts, machinery) under agreements requiring the lessor to be an additional insured. |
| CG 20 31 | Additional Insured – Engineers, Architects Or Surveyors (OCP Coverage Part) | Endorsement | Project owners, developers and contractors buying Owners and Contractors Protective (OCP) policies whose design professionals require additional insured status. |
| CG 20 32 | Additional Insured – Engineers, Architects Or Surveyors Not Engaged By The Named Insured | Endorsement | Subcontractors and contractors whose contracts require them to cover the project owner's architect, engineer or surveyor. |
| CG 20 33 | Additional Insured – Owners, Lessees Or Contractors – Automatic Status When Required In A Written Construction Agreement With You | Endorsement | Contractors and subcontractors with many construction contracts that each require additional insured status for the party they work for. |
| CG 20 34 | Additional Insured – Lessor Of Leased Equipment – Automatic Status When Required In Lease Agreement With You | Endorsement | Contractors and other businesses that frequently rent or lease equipment from different lessors. |
| CG 20 37 | Additional Insured – Owners, Lessees Or Contractors – Completed Operations | Endorsement | Contractors whose contracts require completed operations additional insured status for a scheduled owner or upstream contractor. |
| CG 20 38 | Additional Insured – Owners, Lessees Or Contractors – Automatic Status For Other Parties When Required In Written Construction Agreement | Endorsement | Subcontractors whose subcontracts require them to cover the general contractor and also the owner, lender or other upstream parties. |
| CG 20 39 | Additional Insured – Owners, Lessees Or Contractors – Automatic Status When Required In Written Construction Agreement With You (Completed Operations) | Endorsement | Contractors with many construction contracts that require completed operations additional insured status for the party they contract with. |
| CG 20 40 | Additional Insured – Owners, Lessees Or Contractors – Automatic Status For Other Parties When Required In Written Construction Agreement (Completed Operations) | Endorsement | Subcontractors whose contracts require completed operations additional insured status for the general contractor, owner and other upstream parties. |
| CG 20 41 | Additional Insured – Owners, Lessees Or Contractors – Completed Operations Subject To The General Aggregate | Endorsement | Contractors that need a single scheduled endorsement giving an owner or contractor both ongoing and completed operations additional insured status. |
| CG 21 31 | Limited Exclusion – Designated Operations Covered By A Controlled (Wrap-Up) Insurance Program | Exclusion | Contractors enrolled in OCIP/CCIP programs who want their own CGL to respond if the wrap-up coverage ends early. |
| CG 21 34 | Exclusion – Designated Work | Exclusion | Contractors with a specific type of completed work the carrier will not insure (for example residential, condominium, EIFS, roofing or foundation work). |
| CG 21 39 | Contractual Liability Limitation | Exclusion | Accounts where the carrier will not insure assumed liability under service, construction or vendor indemnity agreements. |
| CG 21 43 | Exclusion – Explosion, Collapse And Underground Property Damage Hazard (Specified Operations Excepted) | Exclusion | Contractors whose carrier will cover XCU hazards only for named operations. |
| CG 21 44 | Limitation Of Coverage To Designated Premises, Project Or Operation | Exclusion | Accounts written for a single location, project or described operation, such as single-project contractors, special events, and businesses the underwriter wants to confine to their declared class. |
| CG 21 53 | Exclusion – Designated Ongoing Operations | Exclusion | Contractors and service businesses with one hazardous operation (for example roofing, blasting, crane work, residential work) that the underwriter will not cover. |
| CG 21 54 | Exclusion – Designated Operations Covered By A Controlled (Wrap-Up) Insurance Program | Exclusion | Contractors that enroll in owner- or contractor-controlled insurance programs on specific projects. |
| CG 21 86 | Exclusion – Exterior Insulation And Finish Systems | Exclusion | Contractors, stucco and plaster trades, manufacturers and distributors connected with exterior wall systems, and general contractors on EIFS-clad buildings. |
| CG 22 34 | Exclusion – Construction Management Errors And Omissions | Exclusion | Construction managers and general contractors acting as construction manager. |
| CG 22 79 | Exclusion – Contractors – Professional Liability | Exclusion | Design-build contractors and contractors that provide or subcontract engineering, architectural or surveying services. |
| CG 22 80 | Limited Exclusion – Contractors – Professional Liability | Exclusion | Contractors with some in-house design capability whose carrier will not cover professional services rendered as a design professional. |
| CG 22 94 | Exclusion – Damage To Work Performed By Subcontractors On Your Behalf | Exclusion | General contractors, homebuilders and developers where the carrier wants to remove construction defect coverage for the contractor's own project. |
| CG 22 95 | Exclusion – Damage To Work Performed By Subcontractors On Your Behalf – Designated Sites Or Operations | Exclusion | General contractors and builders where the carrier wants to remove construction defect coverage for particular projects or types of work. |
| CG 24 25 | Limited Fungi Or Bacteria Coverage | Endorsement | Habitational, hospitality and contractor accounts that want some mold or bacteria coverage under the CGL. |
| CG 25 03 | Designated Construction Project(s) General Aggregate Limit | Endorsement | Contractors whose contracts require a per project aggregate, or that work several large jobs a year and don't want one project to exhaust the general aggregate. |
| CG 25 45 | Designated Project(s) Products-Completed Operations Aggregate Limit | Endorsement | Contractors whose contracts require completed operations limits to apply per project. |
| CG 25 47 | Designated Project(s) Aggregate Limit (Products/Completed Operations Coverage Part) | Endorsement | Contractors buying a stand-alone ISO Products/Completed Operations policy (CG 00 37/00 38) who need per project completed operations aggregates. |
| CG 28 04 | Earlier Notice Of Cancellation Provided By Us (OCP Coverage Part) | Endorsement | Owners and Contractors Protective (OCP) policies issued for projects whose owners require longer cancellation notice. |
| CG 29 35 | Additional Insured – State Or Governmental Agency Or Subdivision Or Political Subdivision – Permits Or Authorizations (OCP Coverage Part) | Endorsement | Owners or contractors carrying an OCP policy for a project that requires a governmental permit naming the authority as additional insured. |
| CG 29 51 | Employment-Related Practices Exclusion (OCP And Pollution Coverage Parts) | Exclusion | Owners and Contractors Protective (OCP) and ISO pollution liability policies. |
| CG 29 88 | Waiver Of Transfer Of Rights Of Recovery Against Others To Us (Waiver Of Subrogation) – OCP Coverage Part | Endorsement | Buyers of Owners and Contractors Protective (OCP) policies whose project contracts require a waiver of subrogation. |
| CG 31 31 | Fungi Or Bacteria Exclusion (OCP And Products/Completed Operations Coverage Parts) | Exclusion | OCP and stand-alone products/completed operations policies for construction and building-related risks. |
| CG 31 32 | Limited Fungi Or Bacteria Coverage (OCP And Products/Completed Operations Coverage Parts) | Endorsement | OCP and products/completed operations policyholders that need some mold or bacteria coverage back. |
| CG 31 66 | Exclusion – Exterior Insulation And Finish Systems (OCP Coverage Part) | Exclusion | OCP policies for projects involving exterior insulation and finish systems. |
| CG 31 67 | Exclusion – Exterior Insulation And Finish Systems (Products/Completed Operations Coverage Part) | Exclusion | Insureds with a separate ISO Products/Completed Operations policy whose work or products involve EIFS. |
| CG 33 91 | Texas Additional Insured – Engineers, Architects Or Surveyors | Endorsement | Texas contractors that must add architects, engineers or surveyors they engage as additional insureds. |
| CG 34 24 | Exclusion – Designated Operations Covered By A Controlled (Wrap-Up) Insurance Program (Other Coverage Parts) | Exclusion | Contractors in wrap-up programs whose OCP or products/completed operations policies also need the wrap-up exclusion. |
| CG 34 32 | Total Pollution Exclusion (OCP Coverage Part) | Exclusion | OCP policies for projects with pollution exposure. |
| CG 34 46 | Cannabis Exclusion (OCP Coverage Part) | Exclusion | OCP policies for projects connected with the cannabis industry (grow facilities, dispensary build-outs). |
| CG 34 47 | Cannabis Exclusion With Hemp Exception (OCP Coverage Part) | Exclusion | OCP policies for projects connected with hemp or cannabis businesses. |
| CG 40 04 | Exclusion – Earth Movement | Exclusion | Contractors with earthwork, foundation, excavation, grading, landscaping or site development operations in areas prone to subsidence or landslide. |
| CG 40 05 | Exclusion – Earth Movement – Completed Operations | Exclusion | Contractors whose completed work could be damaged or cause damage through soil movement. |
| CG 40 06 | Earth Movement – Exclusion For Designated Operation(s) Or Project(s) | Exclusion | Contractors with a particular project or operation carrying elevated earth movement exposure. |
| CG 40 07 | Exclusion – Designated Operations Covered By A Controlled (Wrap-Up) Insurance Program – Limited Exception For Additional Insureds | Exclusion | Contractors enrolled in wrap-up programs whose contracts also require them to provide additional insured coverage on their own CGL. |
| CG 40 08 | Limited Exclusion – Designated Operations Covered By A Controlled (Wrap-Up) Insurance Program – Limited Exception For Additional Insureds | Exclusion | Contractors in wrap-up programs that need the most protective ISO wrap-up exclusion. |
| CG 40 27 | Exclusion – Exterior Insulation And Finish Systems (EIFS) With Exception For Drainable EIFS Not Installed Over Wood | Exclusion | Stucco, plaster and exterior cladding contractors, general contractors and building product suppliers working with EIFS. |
| CG 40 34 | Exclusion – Exterior Insulation And Finish Systems (EIFS) With Exception For Drainable EIFS Not Over Wood – Subject To Aggregate Limit | Exclusion | EIFS, stucco and cladding contractors and suppliers. |
| CG DS 02 | Owners And Contractors Protective Liability Declarations | Declaration | Owners, public entities and contractors purchasing OCP policies for a project. |
| CG DS 05 | Products/Completed Operations Liability Declarations | Declaration | Insureds with stand-alone products/completed operations coverage (CG 00 37 or CG 00 38). |
Commercial Property (ISO CP)
3 forms| Form Code | Title | Type | Who needs it |
|---|---|---|---|
| CP 00 20 | Builders Risk Coverage Form | Coverage | Owners, developers and general contractors with buildings under construction: new commercial and residential construction, additions and major renovations. |
| CP 11 21 | Builders Risk – Theft Of Building Materials, Fixtures, Machinery, Equipment | Endorsement | Projects insured under ISO builders risk where theft of materials and equipment on site is a concern: commercial and residential construction. |
| CP 11 99 | Builders Risk Changes – Standard Property Policy | Endorsement | Hard-to-place construction projects written on the Standard Property Policy, such as distressed or stalled projects and small speculative builds. |
Commercial Liability Umbrella (ISO CU)
14 forms| Form Code | Title | Type | Who needs it |
|---|---|---|---|
| CU 21 07 | Contractual Liability Limitation | Endorsement | Contractors and other businesses whose contracts require umbrella or excess limits for project owners, general contractors or other additional insureds. |
| CU 21 11 | Limitation Of Coverage To Designated Premises, Project Or Operation | Endorsement | Contractors and other businesses whose contracts require umbrella or excess limits for project owners, general contractors or other additional insureds. |
| CU 21 17 | Exclusion – Designated Operations Covered By A Controlled (Wrap-Up) Insurance Program | Exclusion | Contractors working on projects insured under wrap-up programs. |
| CU 21 42 | Exclusion – Exterior Insulation And Finish Systems | Exclusion | Contractors and developers working with exterior insulation and finish systems. |
| CU 24 03 | Waiver Of Transfer Of Rights Of Recovery Against Others To Us (Waiver Of Subrogation) | Endorsement | Contractors and other businesses whose contracts require umbrella or excess limits for project owners, general contractors or other additional insureds. |
| CU 24 30 | Amendment Of Insured Contract Definition | Endorsement | Contractors and other businesses whose contracts require umbrella or excess limits for project owners, general contractors or other additional insureds. |
| CU 24 36 | Products-Completed Operations Aggregate Limit Of Insurance | Endorsement | Manufacturers, distributors and contractors with products or completed operations exposure. |
| CU 24 50 | Limited Coverage For Designated Unmanned Aircraft | Endorsement | Businesses that operate drones in their work: contractors, surveyors, agriculture, real estate and media. |
| CU 24 51 | Limited Coverage For Designated Unmanned Aircraft (Coverage A Only) | Endorsement | Businesses that operate drones. |
| CU 24 77 | Noncontributory And Order Of Response – Other Insurance Condition | Condition | Contractors and other businesses whose contracts require umbrella or excess limits for project owners, general contractors or other additional insureds. |
| CU 24 78 | Noncontributory – Other Insurance Condition | Condition | Contractors and other businesses whose contracts require umbrella or excess limits for project owners, general contractors or other additional insureds. |
| CU 24 80 | Waiver Of Transfer Of Rights Of Recovery Against Others To Us (Waiver Of Subrogation) – Automatic Status When Required In Written Contract Or Agreement | Endorsement | Contractors and other businesses whose contracts require umbrella or excess limits for project owners, general contractors or other additional insureds. |
| CU 25 06 | Designated Project(s) Products-Completed Operations Aggregate Limit | Endorsement | Contractors and other businesses whose contracts require umbrella or excess limits for project owners, general contractors or other additional insureds. |
| CU 34 60 | Exclusion – Exterior Insulation And Finish Systems (EIFS) With Exception For Drainable EIFS Not Installed Over Wood | Exclusion | Contractors installing or repairing exterior insulation and finish systems. |
Commercial Excess Liability (ISO CX)
5 forms| Form Code | Title | Type | Who needs it |
|---|---|---|---|
| CX 21 10 | Limitation Of Coverage To Designated Premises, Project Or Operation | Endorsement | Contractors, vendors and tenants whose contracts require excess limits that are primary and noncontributory for additional insureds. |
| CX 21 14 | Exclusion – Exterior Insulation And Finish Systems | Exclusion | Contractors and developers working with EIFS. |
| CX 21 48 | Exclusion – Unmanned Aircraft – Exception For Scheduled Controlling Underlying Insurance | Exclusion | Businesses that operate drones. |
| CX 24 32 | Noncontributory And Order Of Response – Other Insurance Condition | Condition | Contractors, vendors and tenants whose contracts require excess limits that are primary and noncontributory for additional insureds. |
| CX 24 33 | Noncontributory – Other Insurance Condition | Condition | Contractors, vendors and tenants whose contracts require excess limits that are primary and noncontributory for additional insureds. |
Dwelling Property (ISO DP)
1 forms| Form Code | Title | Type | Who needs it |
|---|---|---|---|
| DP 11 43 | Dwelling Under Construction | Endorsement | Individuals building or rebuilding a one- to four-family dwelling. |
Commercial Inland Marine – ISO IH Series Forms
11 forms| Form Code | Title | Type | Who needs it |
|---|---|---|---|
| IH 00 68 | Contractors Equipment Coverage Form | Coverage | Contractors and other businesses that own, lease or borrow mobile equipment and tools: building, heavy civil and specialty trade contractors, landscapers, loggers, equipment rental firms using it for owned fleets. |
| IH 00 70 | Builders Risk Coverage Form | Coverage | Owners, developers and general contractors building new structures or major additions. |
| IH 00 76 | Motor Truck Cargo Owners Coverage Form | Coverage | Businesses hauling their own goods: wholesalers and distributors, manufacturers with delivery fleets, contractors moving materials, retailers making deliveries. |
| IH 68 01 | Tools And Clothing Belonging To Your Employees | Endorsement | Contractors whose employees bring their own tools to jobsites. |
| IH 68 04 | Boom Limitation Endorsement | Endorsement | Contractors and rental firms with cranes, aerial lifts or other boom equipment. |
| IH 68 06 | Contractors Equipment Reporting Form | Endorsement | Contractors and equipment owners with large or frequently changing equipment fleets. |
| IH 68 10 | Theft Deductible Waiver – The National Equipment Register | Endorsement | Contractors and equipment owners who register equipment with the National Equipment Register. |
| IH 99 14 | Mortgageholders | Endorsement | Owners and developers financing construction, towers or tanks insured on IH forms, and their lenders. |
| IH 99 29 | Limited Coverage For Unmanned Aircraft Property | Endorsement | Businesses that own or use drones: surveyors, contractors, inspectors, photographers, farms. |
| IH 99 31 | Theft Deductible Waiver – GPS | Endorsement | Contractors and equipment owners using GPS tracking on equipment. |
| IH DS 68 | Contractors Equipment Declarations | Declaration | Accounts insured under the ISO Contractors Equipment Coverage Form. |
Inland Marine (AAIS Inland Marine Guide)
1 forms| Form Code | Title | Type | Who needs it |
|---|---|---|---|
| IM 7000 | Contractors' Equipment Coverage | Coverage | Construction and specialty trade contractors, landscapers and others with mobile equipment and tools. |
Massachusetts Commercial Auto (CAR / ISO MM Forms)
1 forms| Form Code | Title | Type | Who needs it |
|---|---|---|---|
| MM 20 11 | Mobile Equipment - Massachusetts | Endorsement | Massachusetts contractors and others with special or mobile equipment vehicles. |
Workers Compensation and Employers Liability (NCCI WC)
8 forms| Form Code | Title | Type | Who needs it |
|---|---|---|---|
| WC 00 01 01 | Defense Base Act Coverage Endorsement | Endorsement | Government contractors and subcontractors whose employees work at U.S. military bases or on covered U.S.-government contracts overseas. |
| WC 00 03 01 | Alternate Employer Endorsement | Endorsement | Temporary staffing and employee-supply firms, contractors required by an owner or oil company to protect it from their employees' claims, and property managers working for owners. |
| WC 00 03 02 | Designated Workplaces Exclusion Endorsement | Exclusion | Contractors enrolled in an owner- or contractor-controlled insurance program, and multi-entity employers whose separate locations are insured or self-insured elsewhere. |
| WC 00 03 05 | Joint Venture as Insured Endorsement | Endorsement | Contractors and other businesses that form joint ventures to perform a project and insure the venture's employees on one policy. |
| WC 00 03 13 | Waiver of Our Right to Recover From Others Endorsement | Endorsement | Contractors, trucking firms, staffing, janitorial, security and landscaping companies and other service businesses whose contracts require a waiver of subrogation in favor of the customer, owner or general contractor. |
| WC 04 03 06 | Waiver of Our Right to Recover From Others Endorsement—California | Endorsement | California contractors and service businesses whose contracts require a waiver of subrogation for the owner, general contractor or customer. |
| WC 31 03 23 | New York Construction Classification Premium Adjustment Program Explanatory Endorsement | Endorsement | New York construction contractors with eligible construction classifications and at least $5,000 of New York subject premium. |
| WC 42 03 04 | Texas Waiver of Our Right to Recover From Others Endorsement | Endorsement | Texas contractors, oilfield service companies, trucking and service businesses whose contracts require a waiver of subrogation. |
