What it does
CG 40 05 12 19 is Exclusion – Earth Movement – Completed Operations. It is the completed operations version of CG 40 04, leaving ongoing operations coverage intact.
Who needs it
Homebuilders, foundation, slab, retaining wall, grading and pool contractors.
Key provisions and limits
- The form is not filed in every state.
Quoting and selling notes
- Settlement and subsidence claims after completion are typical construction defect allegations; review with residential builders.
- Ask about soil reports, geotechnical engineering, retaining wall and grading work, and the share of residential versus commercial projects; underwriters in hillside and expansive-soil regions use these answers to decide between the broad and designated versions.
