What it does
IH 99 29 appears in carrier forms schedules as Limited Coverage For Unmanned Aircraft Property, 01 16 edition. IH forms such as IH 00 68 and IH 00 79 exclude aircraft from covered property; this endorsement is ISO's way to bring drones back in on a limited basis.
Who needs it
Contractors, surveyors, inspectors, agricultural operations and media companies using drones in their work.
Quoting and selling notes
Ask for drone models, values, payloads (cameras, sensors), FAA Part 107 compliance and use. Drone liability is a separate exposure for the general liability policy.
Before presenting it
Ask the carrier for the specimen of this endorsement and read it with the coverage form it modifies, since the endorsement only changes the provisions it names. Note it on the proposal so the insured knows how it changes the base form.
