What it does
CX 21 14 excludes injury or damage arising from exterior insulation and finish systems work, matching CU 21 42 on the umbrella.
Who needs it
Building contractors, stucco and siding trades, developers.
How it fits the excess layer
The ISO excess form follows the provisions, exclusions and limitations of the controlling underlying insurance unless the excess form or an endorsement says otherwise. Excess endorsements therefore either add a restriction the underlying does not have, or adjust how the excess layer follows the underlying. Check every CX endorsement on a quote against the underlying policy so the layers line up.
Quoting and selling notes
- Ask whether drainable EIFS is used; the umbrella has a drainable-EIFS version (CU 34 60).
