What it does
CU 24 50 gives back coverage for the unmanned aircraft designated in the schedule, so operations with those drones are covered while other drone exposure remains excluded. CU 24 51 (Coverage A only) and CU 24 52 (Coverage B only) are narrower versions.
Who needs it
Contractors, surveyors, real estate, agriculture and media businesses that operate drones.
How it fits the umbrella
ISO umbrella endorsements are listed on the umbrella declarations and change the CU 00 01 coverage form. Many are designed to follow a matching CGL, auto or employers liability endorsement so that the umbrella and the underlying policies respond the same way; when you add the underlying endorsement, ask whether the umbrella needs its counterpart.
Quoting and selling notes
- List each drone and the operations; confirm the underlying CGL or aviation policy covers the same aircraft.
- Ask about FAA Part 107 certification of operators.
