What it does
CU 24 52 provides umbrella coverage for the unmanned aircraft designated in the schedule under Coverage B (personal and advertising injury) only, for example claims from photographs or video taken by the drone. Bodily injury and property damage caused by the aircraft remain excluded under this endorsement.
Who needs it
Drone operators concerned about privacy or publication claims.
How it fits the umbrella
ISO umbrella endorsements are listed on the umbrella declarations and change the CU 00 01 coverage form. Many are designed to follow a matching CGL, auto or employers liability endorsement so that the umbrella and the underlying policies respond the same way; when you add the underlying endorsement, ask whether the umbrella needs its counterpart.
Quoting and selling notes
- Bodily injury and property damage from the drone remain excluded.
