What it does
CU 21 73 excludes personal and advertising injury arising out of unmanned aircraft (for example privacy claims from drone photography) while leaving Coverage A unchanged.
Who needs it
Accounts with drone exposure where privacy and publication claims are the concern.
How it fits the umbrella
The umbrella has its own exclusions that apply whether or not the underlying policies cover the claim, and many ISO umbrella exclusion endorsements mirror a CGL or auto exclusion so that the umbrella does not drop down where the underlying is excluded. When an underlying policy carries an exclusion, check that the umbrella carries the matching CU endorsement, or explain the gap if it does not.
Quoting and selling notes
- Pair with CU 24 52 for limited Coverage B for designated drones.
