What it does
CU 21 72 excludes bodily injury and property damage arising out of unmanned aircraft but leaves Coverage B (personal and advertising injury) unaffected.
Who needs it
Accounts that use drones only for photography or marketing.
How it fits the umbrella
The umbrella has its own exclusions that apply whether or not the underlying policies cover the claim, and many ISO umbrella exclusion endorsements mirror a CGL or auto exclusion so that the umbrella does not drop down where the underlying is excluded. When an underlying policy carries an exclusion, check that the umbrella carries the matching CU endorsement, or explain the gap if it does not.
Quoting and selling notes
- Pair with CU 24 51 if limited coverage is needed for designated drones.
