What it does
CX 21 10 limits the excess coverage to injury or damage arising out of the designated premises, project or operation. It is the excess counterpart of CU 21 11 and is used for project-specific excess placements.
Who needs it
Owners and contractors buying excess limits for one project or location.
How it fits the excess layer
The ISO excess form follows the provisions, exclusions and limitations of the controlling underlying insurance unless the excess form or an endorsement says otherwise. Excess endorsements therefore either add a restriction the underlying does not have, or adjust how the excess layer follows the underlying. Check every CX endorsement on a quote against the underlying policy so the layers line up.
Quoting and selling notes
- Confirm the underlying policies are limited the same way, or explain the difference.
