What it does
CG 22 95 10 01 as the designated sites or operations version of CG 22 94. For the scheduled sites or operations, property damage to the named insured's completed work is excluded even if a subcontractor performed it.
Who needs it
Contractors with one project (for example a condominium) that the carrier will write only without subcontractor work coverage.
Key provisions and limits
- Sites or operations are scheduled.
Quoting and selling notes
- Read the schedule carefully; a broad operation description can make this as restrictive as CG 22 94.
Explaining the gap
- Same effect as CG 22 94, limited to the scheduled sites or operations; damage to the insured's completed work there is excluded even if a subcontractor performed it.
- Ask the underwriter which projects or operations are scheduled and why; residential and condominium projects are typical.
- Enforce subcontractor insurance and AI requirements on the scheduled projects.
