What it does
CG 00 37 pays damages because of "bodily injury" or "property damage" included within the "products-completed operations hazard" caused by an occurrence in the coverage territory during the policy period. It is used where premises and operations liability is insured elsewhere or not needed.
Who needs it
Product manufacturers and importers, contractors that have ceased operations, and businesses whose premises exposure is insured on a separate policy.
Key provisions and limits
- Declarations are on CG DS 05.
- Endorsements specific to this coverage part include CG 25 47 (per project aggregate) and CG 31 67 (EIFS exclusion).
Quoting and selling notes
- Discontinued operations: contractors closing their business can buy CG 00 37 to keep completed operations coverage in force.
Edition watch
ISO's 12 25 multistate revision (filing GL-2024-OFR24) has been approved in most states with an effective date of April 1, 2027. Until a carrier adopts it, policies continue to be issued on the 04 13 edition, so check the edition printed on the forms schedule of each quote and renewal.
