What it does
CX 24 33 amends the excess form's other insurance condition so that, for an additional insured whose contract requires it, the excess coverage is noncontributory with the additional insured's own insurance. It is the counterpart of CU 24 78.
Who needs it
Contractors, vendors and tenants with noncontributory requirements in contracts.
How it fits the excess layer
The ISO excess form follows the provisions, exclusions and limitations of the controlling underlying insurance unless the excess form or an endorsement says otherwise. Excess endorsements therefore either add a restriction the underlying does not have, or adjust how the excess layer follows the underlying. Check every CX endorsement on a quote against the underlying policy so the layers line up.
Quoting and selling notes
- If the contract also specifies order of response, use CX 24 32.
