What it does
WC 00 02 04 (original printing effective June 19, 1992, published by NCCI as an advisory form) states that Part Two exclusion 10 (bodily injury to a master or member of the crew of any vessel) does not apply to work performed by employees assigned to the classifications listed in its Schedule.
Who needs it
NCCI's note explains the purpose: some workers in classifications with only an incidental connection to a vessel, such as a carpenter or food caterer, might be judged members of the crew for maritime liability purposes even though they are not crew for underwriting purposes. The endorsement keeps employers liability coverage in place if a court treats them as seamen. Examples include contractors doing work on vessels, catering companies serving vessels, and technicians who ride vessels to service equipment.
Key provisions
- The Schedule lists class codes and phraseologies; coverage applies only to employees assigned to those classes.
- It does not provide maritime limits, transportation, wages, maintenance and cure, or in rem defense; those come with the full Maritime Coverage Endorsement (WC 00 02 01).
Quoting and selling notes
- Ask whether any employees sleep aboard, travel on vessels between job sites, or spend a substantial share of their time on vessels in navigation. Those facts drive seaman status.
- Wisconsin's rating bureau lists WC 00 02 04 among NCCI endorsements not accepted in Wisconsin; Minnesota treats all its filed forms, including this one, as standard.
Related forms
Maritime WC 00 02 01; USL&H WC 00 01 06.
