What it does

WC 00 01 06 A (Ed. 4-92) applies to work subject to the Longshore and Harbor Workers' Compensation Act in each state shown in its Schedule. The policy responds to that work as though the state were listed in Item 3.A., the act (33 USC Sections 901–950) is added to the definition of workers compensation law, and Part Two exclusion 8 is removed for USL&H work.

Who needs it

The act is a federal compensation law for maritime employment, including longshore and harbor workers, shipbuilders, shipbreakers and ship repairers. It does not apply to masters or crews of vessels, which are handled by WC 00 02 01. Typical accounts: stevedoring and marine cargo handling, port and terminal operators, shipyards and boat builders, ship cleaning and scaling, marine construction (piers, docks, bulkheads) and marinas with work subject to the federal act.

Key provisions

  • Rating: classifications whose code is followed by "F" are rated for work ordinarily subject to the act. When a non-F class has work that is subject to the act, its rate is increased by the USL&H Coverage Percentage shown in the Schedule.
  • Coverage applies only in the scheduled states. The Schedule may say "each state named in Item 3.A." or "each state named in Items 3.A. and 3.C."
  • Does not apply to Defense Base Act, Outer Continental Shelf Lands Act or Nonappropriated Fund work; use WC 00 01 01, WC 00 01 09 or WC 00 01 08.

Quoting and selling notes

  • Ask where employees work (on vessels, docks, piers, wharves, dry docks or adjoining areas used for loading, unloading, building or repairing vessels), payroll split between maritime and land work, and whether any employees are crew members.
  • When a contract or certificate request calls for USL&H coverage, the carrier must attach this endorsement and schedule the state; a certificate entry alone does not create coverage.
  • Incidental USL&H work in non-F classes is priced through the coverage percentage in the Schedule, while operations ordinarily subject to the act are rated in F classes.

Related forms

Maritime (Jones Act) WC 00 02 01; Defense Base Act WC 00 01 01; OCSLA WC 00 01 09; NAFI WC 00 01 08.