What it does
CG 21 42 excludes "property damage" included within the "explosion hazard", "collapse hazard" or "underground property damage hazard" if that hazard is entered as excluded in the schedule for the described location and operations. It does not apply to operations performed for the insured by others or to property damage within the products-completed operations hazard.
Who needs it
Contractors doing earthwork, excavation, shoring, underpinning, demolition, blasting, tunneling or underground utility work.
Key provisions and limits
- "Explosion hazard": property damage from blasting or explosion (not explosion of air or steam vessels, pressurized piping, prime movers or machinery).
- "Collapse hazard": structural property damage from grading, excavating, tunneling, pile driving, cofferdam or caisson work, or moving, shoring, underpinning, raising or demolishing structures.
- "Underground property damage hazard": damage to wires, conduits, pipes, mains, sewers, tanks, tunnels and similar property below ground caused by mechanical equipment used for grading, paving, excavating, drilling and similar work.
Quoting and selling notes
- Ask how much underground and structural work is subcontracted; work performed by others is excepted.
- CG 21 43 is the reverse form: XCU excluded except for specified operations.
