What it does
EP 01 14 is the Counsel Selection endorsement for the ISO EPL program. It modifies how defense counsel is chosen for claims under the coverage form, giving the insured a role in selecting counsel subject to the terms in the endorsement.
It is an endorsement of ISO's stand-alone Employment-Related Practices Liability program and modifies the EPL coverage form (EP 00 01, or EP 00 02 where separate defense and indemnity limits are used). Forms lists show it available in most states, with state-specific versions where noted.
Who needs it
Employers that already have a trusted employment lawyer, or that want a say in who defends them in sensitive harassment or discrimination cases.
Quoting and selling notes
- Ask whether the client has employment counsel it wants to keep; carriers often limit choice to approved panels or rates.
- Explain any rate caps or approval steps the carrier attaches when allowing counsel choice.
- Counsel selection is a frequent negotiating point on EPL renewals for mid-size employers.
