What it does
EP 20 01 is the additional insured – designated person or organization endorsement of the ISO EPL program. Its 09 04 edition came from ISO's 2004 revision of the EP additional insured endorsements for a designated person or organization. It extends insured status to the person or organization shown in the schedule, within the limits of the endorsement.
It is an endorsement of ISO's stand-alone Employment-Related Practices Liability program and modifies the EPL coverage form (EP 00 01, or EP 00 02 where separate defense and indemnity limits are used). Forms lists show it available in most states, with state-specific versions where noted.
Who needs it
Typical uses are parent or affiliated companies, joint employers and staffing or PEO arrangements where another entity shares employer responsibilities.
Quoting and selling notes
- Find out why the party needs to be added (co-employment, leasing, franchise) and whether it has its own EPL.
- Additional insureds share the policy limit.
- For volunteers and independent contractors as insureds, use EP 20 03 and EP 20 04.
