What it does
CU 21 50 excludes bodily injury, property damage and personal and advertising injury arising from exposure to silica or silica-related dust, matching the CGL silica exclusion.
Who needs it
Contractors, masonry and concrete trades, countertop fabricators, foundries and mining.
How it fits the umbrella
The umbrella has its own exclusions that apply whether or not the underlying policies cover the claim, and many ISO umbrella exclusion endorsements mirror a CGL or auto exclusion so that the umbrella does not drop down where the underlying is excluded. When an underlying policy carries an exclusion, check that the umbrella carries the matching CU endorsement, or explain the gap if it does not.
Quoting and selling notes
- Ask whether silica work (cutting, grinding, blasting) is done and what OSHA controls are in place.
Related forms
See CU 21 27.
