What it does
CG 04 22 states that paragraph (1.) of exclusion f. (pollution) of Coverage A does not apply. In the current coverage form, paragraph (1) excludes bodily injury and property damage from pollutants at or from insured premises, waste sites, waste handled by the insured, and sites where contractors work; paragraph (2), which excludes cleanup and remediation costs, remains.
Who needs it
Rarely used today; insureds needing pollution coverage usually buy a separate contractors pollution or premises pollution policy.
Quoting and selling notes
- Consider instead the limited exceptions in CG 04 29 (short-term pollution event) or CG 04 30 (designated pollutants).
