NAICS 722515
Snack and Nonalcoholic Beverage Bars
Forms written for this kind of business. Core coverage forms and general endorsements apply to every account and are not listed here.
Businessowners (ISO BP)
49 forms| Form Code | Title | Type | Who needs it |
|---|---|---|---|
| BP 00 03 | Businessowners Coverage Form | Coverage | Small and midsize "Main Street" accounts that meet ISO BOP eligibility: apartments, offices, retail, wholesale, processing and service risks, restaurants, contractors, hotels/motels, self-storage, light manufacturing and similar. |
| BP 04 02 | Additional Insured - Managers Or Lessors Of Premises | Endorsement | Tenants whose lease requires the landlord or property manager to be an additional insured. |
| BP 04 04 | Hired Auto And Non-Owned Auto Liability | Endorsement | BOP accounts with no owned autos whose employees run errands, make deliveries or travel in personal or rented vehicles for the business. |
| BP 04 15 | Spoilage Coverage | Endorsement | Restaurants, grocery and convenience stores, florists, pharmacies and other businesses that keep perishable stock under refrigeration or humidity control. |
| BP 04 16 | Additional Insured - Lessor Of Leased Equipment | Endorsement | BOP accounts that lease equipment (copiers, kitchen equipment, forklifts, medical devices) under agreements requiring the lessor to be an additional insured. |
| BP 04 19 | Amendment - Liquor Liability Exclusion - Exception For Scheduled Premises Or Activities | Endorsement | BOP accounts with limited, scheduled alcohol exposures such as events, tastings or a scheduled premises. |
| BP 04 30 | Protective Safeguards | Endorsement | BOP accounts rated with sprinkler, central-station alarm, watchman or other fire protection credits, including restaurants with hood and duct suppression systems. |
| BP 04 31 | Food Contamination | Endorsement | Restaurants, caterers, food trucks with a premises, delis, bakeries and grocery stores preparing food. |
| BP 04 46 | Ordinance Or Law Coverage | Endorsement | Owners of buildings insured on a BOP, especially older buildings and buildings that do not meet current codes; also tenants responsible for improvements. |
| BP 04 48 | Additional Insured - Designated Person Or Organization | Endorsement | Any BOP account; most often requested by landlords, customers, lenders or contracts. |
| BP 04 53 | Water Back-Up And Sump Overflow | Endorsement | Any BOP account with building or business personal property values at the described premises. |
| BP 04 56 | Utility Services - Direct Damage | Endorsement | Any BOP account with building or business personal property values at the described premises. |
| BP 04 57 | Utility Services - Time Element | Endorsement | Any BOP account that would lose income or incur extra expense during an off-premises utility outage. |
| BP 04 83 | Agreed Value - Removal Of Insurance-To-Value Provision | Endorsement | Any account written on the ISO Businessowners program whose carrier adopts the 2026 endorsements. |
| BP 04 88 | Liquor Liability | Endorsement | BOP restaurants and other eligible accounts that sell or serve alcohol. |
| BP 04 89 | Liquor Liability Coverage | Endorsement | BOP restaurants, wine bars, brew pubs and other eligible accounts in the business of selling or serving alcohol. |
| BP 04 98 | Employee Benefits Liability Coverage | Endorsement | BOP accounts with employees enrolled in health, retirement or other benefit plans the employer administers. |
| BP 05 47 | Computer Fraud And Funds Transfer Fraud | Endorsement | BOP accounts that bank online or move funds electronically and want limited computer and funds transfer fraud coverage. |
| BP 05 89 | Employment-Related Practices Liability Endorsement | Endorsement | Small employers on a BOP that want EPL bundled with their package. |
| BP 05 95 | Electronic Data Liability - Limited Coverage Subject To Cyber Incident Exclusion | Endorsement | Any BOP account that stores customer, employee or payment data or relies on computer systems. |
| BP 07 78 | Restaurants | Endorsement | Limited cooking, quick service, full service and fine dining restaurants, brew pubs and wine bars that meet ISO BOP restaurant eligibility. |
| BP 10 03 | Earthquake And Volcanic Eruption Endorsement | Endorsement | BOP accounts in earthquake-exposed regions that want to buy back the earth movement exclusion. |
| BP 10 79 | Flood Coverage | Endorsement | BOP accounts with flood exposure, including those needing limits above the NFIP maximum. |
| BP 10 89 | Space Weather Exclusion | Exclusion | Any account written on the ISO Businessowners program whose carrier adopts the 2026 endorsements. |
| BP 10 90 | Exclusion - War | Exclusion | Any account written on the ISO Businessowners program whose carrier adopts the 2026 endorsements. |
| BP 10 91 | Space Weather Exclusion With Ensuing Cause Of Loss Exception | Exclusion | BOP accounts in states that use the ensuing-fire version of the space weather exclusion (for example Georgia, Massachusetts and Oregon). |
| BP 12 03 | Loss Payable Provisions | Endorsement | BOP accounts with financed equipment, leased property, a contract-of-sale or a landlord who must be named on property claim payments. |
| BP 12 40 | Actual Cash Value With Depreciation Of Materials And Supplies | Endorsement | BOP building and property accounts where actual cash value applies to a loss. |
| BP 12 41 | Actual Cash Value With Depreciation Of Materials And Supplies And Labor And Services | Endorsement | BOP building and property accounts where actual cash value applies to a loss. |
| BP 12 42 | Actual Cash Value With Depreciation Of Materials And Supplies, And Labor And Services, And Contractor Overhead And Profit | Endorsement | BOP building and property accounts where actual cash value applies to a loss. |
| BP 12 43 | Additional Property Not Covered | Endorsement | Any account written on the ISO Businessowners program whose carrier adopts the 2026 endorsements. |
| BP 14 89 | Liquor Liability Coverage - Bring Your Own Alcohol Establishments | Endorsement | BYOB restaurants, cafes and event spaces that permit customers to bring alcohol for on-premises consumption. |
| BP 15 04 | Exclusion - Access Or Disclosure Of Confidential Or Personal Material Or Information | Exclusion | Any BOP account that stores customer, employee or payment data or relies on computer systems. |
| BP 15 05 | Exclusion - Access Or Disclosure Of Confidential Or Personal Information And Data-Related Liability - Limited Bodily Injury Exception Not Included Withdrawn | Exclusion | Any BOP account that stores customer, employee or payment data or relies on computer systems. |
| BP 15 06 | Exclusion - Access Or Disclosure Of Confidential Or Personal Material Or Information (Personal And Advertising Injury Only) | Exclusion | Any BOP account that stores customer, employee or payment data or relies on computer systems. |
| BP 15 07 | Information Security Protection Endorsement | Endorsement | Any BOP account that stores customer, employee or payment data or relies on computer systems. |
| BP 15 60 | Cyber Incident Exclusion | Exclusion | Any BOP account that stores customer, employee or payment data or relies on computer systems. |
| BP 15 83 | Additional Insured - Automatic Status When Required In Written Contract Or Agreement | Endorsement | Any BOP account; most often requested by landlords, customers, lenders or contracts. |
| BP 18 03 | Cyber Incident Liability Exclusion | Exclusion | Any BOP account that stores customer, employee or payment data or relies on computer systems. |
| BP 18 05 | Electronic Data Liability - Limited Coverage Subject To Cyber Incident Exclusion, Deletion Of Bodily Injury Exception | Endorsement | Any BOP account that stores customer, employee or payment data or relies on computer systems. |
| BP 18 41 | Exclusion - Generative Artificial Intelligence | Exclusion | Any account written on the ISO Businessowners program whose carrier adopts the 2026 endorsements. |
| BP 18 42 | Exclusion - Generative Artificial Intelligence (Personal And Advertising Injury Only) | Exclusion | Any account written on the ISO Businessowners program whose carrier adopts the 2026 endorsements. |
| BP 18 43 | Exclusion - Human Trafficking | Exclusion | Hotels and motels, bars and nightclubs, massage and personal care businesses and other accounts with trafficking exposure. |
| BP 18 44 | Exclusion - Punitive Damages | Exclusion | Any account written on the ISO Businessowners program whose carrier adopts the 2026 endorsements. |
| BP 18 45 | Exclusion - Assault Or Battery | Exclusion | Bars, restaurants, hotels and habitational risks where altercations on premises are a known exposure. |
| BP 18 46 | Condition - Litigation Funding Mutual Disclosure | Condition | Any account written on the ISO Businessowners program whose carrier adopts the 2026 endorsements. |
| BP 18 47 | Exclusion - Assault Or Battery With Exception For Reasonable Force | Exclusion | Bars, restaurants, hotels and habitational risks with altercation exposure. |
| BP DS 03 | Restaurants Supplemental Schedule | Declaration | Restaurants written on a BOP with the Restaurants endorsement. |
| BP DS 06 | Flood Coverage Schedule | Declaration | BOP accounts buying flood coverage through the ISO Flood Coverage endorsement, either excess of NFIP limits or first dollar. |
Commercial General Liability (ISO CG)
23 forms| Form Code | Title | Type | Who needs it |
|---|---|---|---|
| CG 00 33 | Liquor Liability Coverage Form (Occurrence) | Coverage | Bars, taverns, restaurants, nightclubs, breweries and wineries with tasting rooms, liquor stores and caterers that sell or serve alcohol. |
| CG 00 34 | Liquor Liability Coverage Form (Claims-Made) | Coverage | Liquor licensees whose carrier writes liquor liability on a claims-made basis. |
| CG 03 05 | Deductible Liability Insurance (Liquor Liability) | Endorsement | Bars, restaurants and other liquor licensees writing ISO liquor liability with a deductible. |
| CG 20 13 | Additional Insured – State Or Governmental Agency Or Subdivision Or Political Subdivision – Permits Or Authorizations Relating To Premises | Endorsement | Property owners and tenants that hold municipal permits for signs, awnings, sidewalk openings, banners or elevators on their premises. |
| CG 20 29 | Additional Insured – Grantor Of Franchise | Endorsement | Franchisees (restaurants, hotels, fitness, retail, service franchises) whose franchise agreement requires the franchisor to be an additional insured. |
| CG 21 50 | Amendment Of Liquor Liability Exclusion | Endorsement | Restaurants, venues, event spaces and other businesses where alcohol is present, including BYOB establishments. |
| CG 21 51 | Amendment Of Liquor Liability Exclusion – Exception For Scheduled Premises Or Activities | Endorsement | Businesses with BYOB or alcohol-related exposures where the carrier will cover specific premises or activities. |
| CG 24 06 | Liquor Liability – Bring Your Own Alcohol Establishments | Endorsement | BYOB restaurants and venues that buy ISO liquor liability. |
| CG 24 07 | Products/Completed Operations Hazard Redefined | Endorsement | Restaurants, bars, food service and retailers whose products are consumed or used on their own premises. |
| CG 24 08 | Liquor Liability | Endorsement | Businesses where the carrier will include liquor liability within the CGL rather than on a separate liquor form. |
| CG 25 04 | Designated Location(s) General Aggregate Limit | Endorsement | Multi-location businesses (retail chains, restaurant groups, property owners, franchisees) whose leases or lenders require a per location aggregate. |
| CG 25 14 | Designated Location(s) Aggregate Limit (Liquor Liability) | Endorsement | Multi-location bars, restaurants and liquor licensees insured under ISO liquor liability forms. |
| CG 25 46 | Designated Location(s) Products-Completed Operations Aggregate Limit | Endorsement | Multi-location businesses with products or completed operations exposure at each location (restaurants, retail, service locations) that want location-specific products-completed operations limits. |
| CG 28 06 | Limitation Of Coverage To Insured Premises (Liquor Liability) | Endorsement | Liquor licensees whose liquor policy should apply only at their licensed premises. |
| CG 29 52 | Amendment Of Liquor Liability Exclusion (CG 29 52) | Endorsement | Accounts where the carrier files this version of the amended liquor exclusion. |
| CG 29 53 | Amendment Of Liquor Liability Exclusion – Exception For Scheduled Premises Or Activities (CG 29 53) | Endorsement | Accounts where the carrier files this version of the amended liquor exclusion with scheduled exceptions. |
| CG 34 01 | Additional Insured – Owners, Managers Or Lessors Of Premises – Liquor Liability | Endorsement | Bars, restaurants, taverns and other liquor licensees that lease their premises and buy ISO liquor liability coverage. |
| CG 34 02 | Additional Insured – Grantor Of Franchise – Liquor Liability | Endorsement | Franchised restaurants, bars and hotels that sell alcohol and carry ISO liquor liability coverage. |
| CG 34 04 | Additional Insured – Sponsor(s) – Liquor Liability | Endorsement | Liquor licensees and caterers serving alcohol at sponsored events. |
| CG 35 09 | Exclusion – Assault Or Battery (Liquor Liability) | Exclusion | Bars, taverns, nightclubs and restaurants that buy ISO liquor liability. |
| CG 40 09 | Amendment Of Liquor Liability Exclusion – Limited Exception For Bring Your Own Alcohol | Endorsement | Restaurants and venues that allow customers to bring their own alcohol. |
| CG 40 51 | Exclusion – Assault Or Battery | Exclusion | Bars, nightclubs, restaurants with late hours, apartment and hotel owners, security firms, event venues, convenience stores and other accounts with fight or violent-crime exposure. |
| CG DS 03 | Liquor Liability Declarations | Declaration | Liquor licensees insured on ISO liquor liability forms. |
Commercial Inland Marine (ISO CM)
1 forms| Form Code | Title | Type | Who needs it |
|---|---|---|---|
| CM 00 28 | Signs Coverage Form | Coverage | Any business with outdoor or freestanding signs (retailers, restaurants, gas stations, auto dealers, shopping centers), and sign companies holding customers' signs. |
Commercial Property (ISO CP)
14 forms| Form Code | Title | Type | Who needs it |
|---|---|---|---|
| CP 00 40 | Legal Liability Coverage Form | Coverage | Tenants and bailees legally responsible for a landlord's building or customers' property: tenants of single-occupant buildings, restaurants, warehouses, repair shops and storage operations. |
| CP 00 60 | Leasehold Interest Coverage Form | Coverage | Tenants holding long-term leases at below-market rent, or that paid lease bonuses or prepaid rent they would lose if the lease is cancelled after a fire or other covered loss. |
| CP 04 11 | Protective Safeguards | Endorsement | Properties rated with sprinkler, fire-alarm or hood-system credits: restaurants with commercial cooking (P-5), sprinklered warehouses, manufacturers, apartments and office buildings. |
| CP 04 26 | Ordinance Or Law Coverage For Tenant's Interest In Improvements And Betterments (Tenant's Policy) | Endorsement | Tenants that have invested heavily in build-outs they cannot remove: restaurants, medical and dental offices, retail stores, salons, fitness centers, labs. |
| CP 04 40 | Spoilage Coverage | Endorsement | Businesses holding temperature- or humidity-controlled stock: restaurants, grocery and convenience stores, florists, pharmacies, food processors and distributors, cold storage, labs. |
| CP 10 35 | Watercraft Exclusion | Exclusion | Waterfront properties whose docks, piers, bulkheads or similar structures have been added as covered property: marinas, waterfront restaurants and hotels, condominium associations, terminals. |
| CP 10 54 | Windstorm Or Hail Exclusion | Exclusion | Coastal and high-wind-zone properties where wind is written separately through a state windstorm pool or wind-only market (TX, FL, LA, MS, AL, SC, NC coastal areas). |
| CP 14 01 | Scheduled Building Property – Tenant's Policy | Endorsement | Tenants whose leases make them responsible for plate glass, storefronts, HVAC units or other building fixtures and equipment: retailers, restaurants, offices in multi-tenant buildings. |
| CP 14 02 | Unscheduled Building Property – Tenant's Policy | Endorsement | Tenants with lease obligations for glass, fixtures or building equipment who prefer blanket limits: retail, restaurant and office tenants. |
| CP 14 40 | Outdoor Signs | Endorsement | Businesses with valuable freestanding or building-mounted signs: retailers, restaurants, auto dealers, hotels, gas stations and convenience stores, shopping centers. |
| CP 14 70 | Building Glass – Tenant's Policy | Endorsement | Tenants with lease responsibility for storefront, display or plate glass: retail stores, restaurants, banks, showrooms. |
| CP 15 03 | Business Income – Landlord As Additional Insured (Rental Value) | Endorsement | Tenants whose leases require them to insure the landlord's rental income (rent loss) for the leased premises, typical of net leases and single-tenant buildings. |
| CP 15 05 | Food Contamination (Business Interruption And Extra Expense) | Endorsement | Restaurants, bars, caterers, food trucks, delis, bakeries, grocery prepared-food operations and institutional food service. |
| CP DS 05 | Legal Liability Coverage Schedule | Declaration | Accounts written with the ISO Legal Liability Coverage Form, such as tenants and bailees insuring liability for others' property. |
Commercial Liability Umbrella (ISO CU)
2 forms| Form Code | Title | Type | Who needs it |
|---|---|---|---|
| CU 21 13 | Amendment Of Liquor Liability Exclusion | Exclusion | Bars, restaurants, caterers, venues and other businesses that sell, serve or furnish alcohol. |
| CU 21 14 | Amendment Of Liquor Liability Exclusion – Exception For Scheduled Premises Or Activities | Exclusion | Businesses and organizations that serve or sell alcohol at specific premises or events. |
Cyber (ISO CY)
27 forms| Form Code | Title | Type | Who needs it |
|---|---|---|---|
| CY 00 01 | Commercial Cyber Insurance Policy Withdrawn | Coverage | Any business that stores personal or payment data, depends on computer systems or transfers funds electronically. |
| CY 00 02 | Commercial Cyber Insurance Policy | Coverage | Any business that stores personal or payment data, depends on computer systems or transfers funds electronically. |
| CY 00 03 | Information Security Protection Cyber Policy | Coverage | Any business that stores personal or payment data, depends on computer systems or transfers funds electronically. |
| CY 00 10 | Information Security Protection Cyber Policy Withdrawn | Coverage | Any business that stores personal or payment data, depends on computer systems or transfers funds electronically. |
| CY 00 11 | Financial Institutions Information Security Protection Cyber Policy Withdrawn | Coverage | Any business that stores personal or payment data, depends on computer systems or transfers funds electronically. |
| CY 00 12 | Media And Information Security Protection Cyber Policy Withdrawn | Coverage | Any business that stores personal or payment data, depends on computer systems or transfers funds electronically. |
| CY 00 13 | Media And Information Security Protection Cyber Policy Withdrawn | Coverage | Any business that stores personal or payment data, depends on computer systems or transfers funds electronically. |
| CY 10 03 | Nonbinding Arbitration | Condition | Any business that stores personal or payment data, depends on computer systems or transfers funds electronically. |
| CY 10 04 | Binding Arbitration | Condition | Any business that stores personal or payment data, depends on computer systems or transfers funds electronically. |
| CY 20 01 | Additional Extended Reporting Period - Elected | Endorsement | Any business that stores personal or payment data, depends on computer systems or transfers funds electronically. |
| CY 20 05 | Agreed Value For Business Income | Endorsement | Any business that stores personal or payment data, depends on computer systems or transfers funds electronically. |
| CY 20 09 | Amend Defense And Settlement Provision - Settlement | Condition | Any business that stores personal or payment data, depends on computer systems or transfers funds electronically. |
| CY 20 10 | Provide Coverage For Dishonest, Malicious Or Fraudulent Acts Committed By Employees Historical | Endorsement | Any business that stores personal or payment data, depends on computer systems or transfers funds electronically. |
| CY 20 13 | Computer And Funds Transfer Fraud Endorsement | Endorsement | Any business that stores personal or payment data, depends on computer systems or transfers funds electronically. |
| CY 20 14 | Computer Fraud Endorsement | Endorsement | Any business that stores personal or payment data, depends on computer systems or transfers funds electronically. |
| CY 20 15 | Telephone Toll Fraud Endorsement | Endorsement | Any business that stores personal or payment data, depends on computer systems or transfers funds electronically. |
| CY 20 16 | Exclusion - Social Media | Exclusion | Any business that stores personal or payment data, depends on computer systems or transfers funds electronically. |
| CY 20 17 | Exclusion - Software Infringement | Exclusion | Any business that stores personal or payment data, depends on computer systems or transfers funds electronically. |
| CY 20 28 | Payment Card Industry Liability Coverage | Endorsement | Any business that stores personal or payment data, depends on computer systems or transfers funds electronically. |
| CY 20 29 | Payment Card Industry Liability Coverage - Defense Costs Coverage Only | Endorsement | Any business that stores personal or payment data, depends on computer systems or transfers funds electronically. |
| CY 20 31 | Include Retroactive Date - First Party Insuring Agreements | Endorsement | Any business that stores personal or payment data, depends on computer systems or transfers funds electronically. |
| CY 20 36 | Amend Retention - Business Income And Extra Expense - Waiting Period (ISP) | Endorsement | Any business that stores personal or payment data, depends on computer systems or transfers funds electronically. |
| CY 20 40 | Amend Replacement Or Restoration Of Electronic Data Insuring Agreement - Betterment And Bricking Expenses | Endorsement | Any business that stores personal or payment data, depends on computer systems or transfers funds electronically. |
| CY 20 46 | Exclusion - Fraudulent Instruction | Exclusion | Any business that stores personal or payment data, depends on computer systems or transfers funds electronically. |
| CY 20 83 | Exclusion - War | Exclusion | Any business that stores personal or payment data, depends on computer systems or transfers funds electronically. |
| CY 20 84 | Condition - Litigation Funding Mutual Disclosure | Condition | Any business that stores personal or payment data, depends on computer systems or transfers funds electronically. |
| CY 20 85 | Exclusion - Generative Artificial Intelligence | Exclusion | Any business that stores personal or payment data, depends on computer systems or transfers funds electronically. |
Equipment Breakdown Protection (ISO EB)
3 forms| Form Code | Title | Type | Who needs it |
|---|---|---|---|
| EB 00 20 | Equipment Breakdown Protection Coverage Form | Coverage | Any commercial account with boilers, HVAC, electrical, refrigeration, production or computer equipment whose breakdown would cause property damage or business interruption. |
| EB DS 07 | Equipment Breakdown Protection Coverage Form Declarations | Declaration | Any commercial account with boilers, HVAC, electrical, refrigeration, production or computer equipment whose breakdown would cause property damage or business interruption. |
| EB DS 09 | Equipment Breakdown Protection Coverage Form Renewal Endorsement | Declaration | Any commercial account with boilers, HVAC, electrical, refrigeration, production or computer equipment whose breakdown would cause property damage or business interruption. |
Employment-Related Practices Liability (ISO EP)
22 forms| Form Code | Title | Type | Who needs it |
|---|---|---|---|
| EP 00 01 | Employment-Related Practices Liability Coverage Form | Coverage | Any employer buying stand-alone employment practices liability on the ISO EP program. |
| EP 00 02 | Employment-Related Practices Liability Coverage Form (Separate Limits For Defense And Indemnity) | Coverage | Any employer buying stand-alone employment practices liability on the ISO EP program. |
| EP 01 12 | Who Is An Insured - Restricted Coverage For Employees | Endorsement | Any employer buying stand-alone employment practices liability on the ISO EP program. |
| EP 01 13 | Who Is An Insured - Outside Director, Trustee, Officer Or Member | Endorsement | Any employer buying stand-alone employment practices liability on the ISO EP program. |
| EP 01 14 | Counsel Selection | Endorsement | Any employer buying stand-alone employment practices liability on the ISO EP program. |
| EP 01 15 | Named Employee(s) Exclusion | Exclusion | Any employer buying stand-alone employment practices liability on the ISO EP program. |
| EP 01 17 | Liability To Your Customers And Clients | Endorsement | Customer-facing employers such as restaurants, retailers, hotels, healthcare and service businesses. |
| EP 01 18 | Liability To Independent Contractors | Endorsement | Any employer buying stand-alone employment practices liability on the ISO EP program. |
| EP 01 20 | Liability To Non-Employees | Endorsement | Any employer buying stand-alone employment practices liability on the ISO EP program. |
| EP 01 21 | Nuclear Energy Liability Exclusion Endorsement (Broad Form) | Exclusion | Any employer buying stand-alone employment practices liability on the ISO EP program. |
| EP 01 33 | Amendment Of Consent To Settle | Endorsement | Any employer buying stand-alone employment practices liability on the ISO EP program. |
| EP 01 34 | Amendment Of Coverage Territory - Worldwide Coverage | Endorsement | Any employer buying stand-alone employment practices liability on the ISO EP program. |
| EP 01 35 | Amendment Of Coverage Territory - Worldwide Coverage Except For Specified Countries | Endorsement | Any employer buying stand-alone employment practices liability on the ISO EP program. |
| EP 01 36 | Amendment Of Coverage Territory - Additional Scheduled Countries | Endorsement | Any employer buying stand-alone employment practices liability on the ISO EP program. |
| EP 01 37 | Malicious Prosecution Coverage | Endorsement | Retailers, restaurants, banks and other employers that refer suspected employee theft to law enforcement. |
| EP 03 01 | Co-Payment Liability Insurance | Endorsement | Any employer buying stand-alone employment practices liability on the ISO EP program. |
| EP 03 02 | Deductible And Co-Payment Liability Insurance | Endorsement | Any employer buying stand-alone employment practices liability on the ISO EP program. |
| EP 20 01 | Additional Insured - Designated Person Or Organization | Endorsement | Any employer buying stand-alone employment practices liability on the ISO EP program. |
| EP 20 04 | Additional Insured - Independent Contractor(s) | Endorsement | Any employer buying stand-alone employment practices liability on the ISO EP program. |
| EP 21 01 | Exclusion - Designated Ongoing Operation(s) | Exclusion | Any employer buying stand-alone employment practices liability on the ISO EP program. |
| EP 28 01 | Extended Reporting Period Endorsement | Endorsement | Any employer buying stand-alone employment practices liability on the ISO EP program. |
| EP DS 01 | Employment-Related Practices Liability Declarations | Declaration | Any employer buying stand-alone employment practices liability on the ISO EP program. |
Homeowners (ISO HO)
1 forms| Form Code | Title | Type | Who needs it |
|---|---|---|---|
| HO 07 54 | Liquor Liability Exclusion And Exception For Scheduled Activities | Endorsement | Home businesses with incidental alcohol exposures. |
Commercial Inland Marine – ISO IH Series Forms
3 forms| Form Code | Title | Type | Who needs it |
|---|---|---|---|
| IH 00 67 | Signs Coverage Form | Coverage | Businesses with valuable signs or street clocks, and sign companies holding customers' signs. |
| IH 67 01 | Artificially Generated Electric, Magnetic Or Electromagnetic Energy Coverage – Signs | Endorsement | Businesses with electric, LED or electronic message signs insured on IH 00 67. |
| IH DS 67 | Signs Declarations | Declaration | Accounts insured under the ISO Signs Coverage Form. |
Capital Assets Program – Output Policy (ISO OP)
1 forms| Form Code | Title | Type | Who needs it |
|---|---|---|---|
| OP 04 05 | Spoilage Coverage (Capital Assets Program) | Endorsement | Output policy accounts with perishable stock. |
Workers Compensation and Employers Liability (NCCI WC)
2 forms| Form Code | Title | Type | Who needs it |
|---|---|---|---|
| WC 00 01 08 | Nonappropriated Fund Instrumentalities Act Coverage Endorsement | Endorsement | Employers operating nonappropriated fund activities for the armed forces, such as exchanges, clubs, lodging and recreation programs on military installations. |
| WC 00 02 04 | Limited Maritime Coverage Endorsement | Endorsement | Land-based employers whose employees occasionally work aboard vessels and could be found to be crew members, such as contractors, caterers and service technicians. |