What it does
CG 21 51 04 13 is Amendment Of Liquor Liability Exclusion – Exception For Scheduled Premises Or Activities. It is the companion to CG 21 50 and keeps coverage for the scheduled premises or activities.
Who needs it
Venues, clubs and businesses that host events with alcohol at defined locations.
Key provisions and limits
- Premises or activities are scheduled.
Quoting and selling notes
- Check that every location or event with alcohol is scheduled.
- Underwriters rate liquor exposure on alcohol receipts and look at hours, entertainment, security, ID checks and server training; dram shop laws vary widely by state, which drives limits and pricing.