GL class 16910
Restaurants--with Sale of Alcoholic Beverages that are Less Than 30% of the Annual Receipts of the Restaurants--with Table Service
Forms written for this kind of business. Core coverage forms and general endorsements apply to every account and are not listed here.
Businessowners (ISO BP)
8 forms| Form Code | Title | Type | Who needs it |
|---|---|---|---|
| BP 04 15 | Spoilage Coverage | Endorsement | Restaurants, grocery and convenience stores, florists, pharmacies and other businesses that keep perishable stock under refrigeration or humidity control. |
| BP 04 31 | Food Contamination | Endorsement | Restaurants, caterers, food trucks with a premises, delis, bakeries and grocery stores preparing food. |
| BP 04 88 | Liquor Liability | Endorsement | BOP restaurants and other eligible accounts that sell or serve alcohol. |
| BP 04 89 | Liquor Liability Coverage | Endorsement | BOP restaurants, wine bars, brew pubs and other eligible accounts in the business of selling or serving alcohol. |
| BP 07 78 | Restaurants | Endorsement | Limited cooking, quick service, full service and fine dining restaurants, brew pubs and wine bars that meet ISO BOP restaurant eligibility. |
| BP 18 45 | Exclusion - Assault Or Battery | Exclusion | Bars, restaurants, hotels and habitational risks where altercations on premises are a known exposure. |
| BP 18 47 | Exclusion - Assault Or Battery With Exception For Reasonable Force | Exclusion | Bars, restaurants, hotels and habitational risks with altercation exposure. |
| BP DS 03 | Restaurants Supplemental Schedule | Declaration | Restaurants written on a BOP with the Restaurants endorsement. |
Commercial General Liability (ISO CG)
18 forms| Form Code | Title | Type | Who needs it |
|---|---|---|---|
| CG 00 33 | Liquor Liability Coverage Form (Occurrence) | Coverage | Bars, taverns, restaurants, nightclubs, breweries and wineries with tasting rooms, liquor stores and caterers that sell or serve alcohol. |
| CG 00 34 | Liquor Liability Coverage Form (Claims-Made) | Coverage | Liquor licensees whose carrier writes liquor liability on a claims-made basis. |
| CG 03 05 | Deductible Liability Insurance (Liquor Liability) | Endorsement | Bars, restaurants and other liquor licensees writing ISO liquor liability with a deductible. |
| CG 21 50 | Amendment Of Liquor Liability Exclusion | Endorsement | Restaurants, venues, event spaces and other businesses where alcohol is present, including BYOB establishments. |
| CG 21 51 | Amendment Of Liquor Liability Exclusion – Exception For Scheduled Premises Or Activities | Endorsement | Businesses with BYOB or alcohol-related exposures where the carrier will cover specific premises or activities. |
| CG 24 07 | Products/Completed Operations Hazard Redefined | Endorsement | Restaurants, bars, food service and retailers whose products are consumed or used on their own premises. |
| CG 24 08 | Liquor Liability | Endorsement | Businesses where the carrier will include liquor liability within the CGL rather than on a separate liquor form. |
| CG 25 14 | Designated Location(s) Aggregate Limit (Liquor Liability) | Endorsement | Multi-location bars, restaurants and liquor licensees insured under ISO liquor liability forms. |
| CG 28 06 | Limitation Of Coverage To Insured Premises (Liquor Liability) | Endorsement | Liquor licensees whose liquor policy should apply only at their licensed premises. |
| CG 29 52 | Amendment Of Liquor Liability Exclusion (CG 29 52) | Endorsement | Accounts where the carrier files this version of the amended liquor exclusion. |
| CG 29 53 | Amendment Of Liquor Liability Exclusion – Exception For Scheduled Premises Or Activities (CG 29 53) | Endorsement | Accounts where the carrier files this version of the amended liquor exclusion with scheduled exceptions. |
| CG 34 01 | Additional Insured – Owners, Managers Or Lessors Of Premises – Liquor Liability | Endorsement | Bars, restaurants, taverns and other liquor licensees that lease their premises and buy ISO liquor liability coverage. |
| CG 34 02 | Additional Insured – Grantor Of Franchise – Liquor Liability | Endorsement | Franchised restaurants, bars and hotels that sell alcohol and carry ISO liquor liability coverage. |
| CG 34 03 | Additional Insured – State Or Governmental Agency Or Subdivision Or Political Subdivision – Permits Or Authorizations – Liquor Liability | Endorsement | Caterers, event organizers, festivals and licensees serving alcohol at events on public property under a permit. |
| CG 34 04 | Additional Insured – Sponsor(s) – Liquor Liability | Endorsement | Liquor licensees and caterers serving alcohol at sponsored events. |
| CG 35 09 | Exclusion – Assault Or Battery (Liquor Liability) | Exclusion | Bars, taverns, nightclubs and restaurants that buy ISO liquor liability. |
| CG 40 51 | Exclusion – Assault Or Battery | Exclusion | Bars, nightclubs, restaurants with late hours, apartment and hotel owners, security firms, event venues, convenience stores and other accounts with fight or violent-crime exposure. |
| CG DS 03 | Liquor Liability Declarations | Declaration | Liquor licensees insured on ISO liquor liability forms. |
