What it does
CY 20 10 was filed with ISO's 2017 cyber program to give back coverage for dishonest, malicious or fraudulent acts committed by employees, which the cyber forms otherwise exclude. It has not appeared in the 2020 or 2026 ISO cyber filings reviewed; the BOP has a similar option (BP 15 10).
Program context
In ISO's 2020 cyber multistate program revision, Verisk introduced a new Commercial Cyber Insurance Policy form and a new Information Security Protection Cyber Policy form that replaced all prior base coverage forms of the ISO Cyber program, together with new manual rules, loss costs and rating plan. The new forms carry the 11 21 edition (CY 00 02 11 21 and CY 00 03 11 21).
Quoting and selling notes
- Relevant when an insider could cause a breach or data loss.
- Check whether the carrier's current cyber form addresses rogue employees.
- Treat as a prior-program form.
