What it does
IH 67 01 is filed with the signs program (12 20 edition) as artificially generated electric, magnetic or electromagnetic energy coverage for signs. IH 00 67 excludes artificially generated electrical energy that damages electrical or electronic devices; this endorsement covers that cause of loss for signs.
Who needs it
Owners of illuminated and electronic signs, which are vulnerable to power surges and arcing.
Quoting and selling notes
Ask what share of sign values is electronic or illuminated and add this endorsement where it is.
Before presenting it
Ask the carrier for the specimen of this endorsement and read it with the coverage form it modifies, since the endorsement only changes the provisions it names. Note it on the proposal so the insured knows how it changes the base form.
