NAICS 457
Gasoline Stations and Fuel Dealers
Forms written for this kind of business. Core coverage forms and general endorsements apply to every account and are not listed here.
Commercial Auto (ISO CA)
5 forms| Form Code | Title | Type | Who needs it |
|---|---|---|---|
| CA 00 05 | Garage Coverage Form Withdrawn | Coverage | Historical: auto dealers, repair shops, service stations, parking garages and tow operators insured under the pre-2013 ISO Garage program. |
| CA 23 05 | Wrong Delivery Of Liquid Products | Endorsement | Fuel oil, propane, gasoline, chemical and other liquid product delivery operations. |
| CA 99 37 | Garagekeepers Coverage | Endorsement | Auto repair shops, service stations, body shops, parking garages, car washes and other non-dealer auto service businesses. |
| CA 99 48 | Pollution Liability - Broadened Coverage For Covered Autos - Business Auto And Motor Carrier Coverage Forms | Endorsement | Haulers of fuel, chemicals, waste or other pollutants, and any insured whose vehicles carry products that could spill in transit. |
| CA DS 09 | Garage Declarations Withdrawn | Declaration | Historical: garage risks written on the pre-2013 ISO Garage Coverage Form. |
Commercial General Liability (ISO CG)
6 forms| Form Code | Title | Type | Who needs it |
|---|---|---|---|
| CG 00 42 | Underground Storage Tank Policy Designated Tanks | Coverage | Owners and operators of underground storage tanks: gas stations, convenience stores, fleet operators, farms, municipalities. |
| CG 22 50 | Exclusion – Failure To Supply | Exclusion | Utilities and energy suppliers. |
| CG 22 66 | Misdelivery Of Liquid Products Coverage | Endorsement | Fuel oil, propane, gasoline and other liquid product dealers and distributors that deliver by truck. |
| CG 22 68 | Operation Of Customers Autos On Particular Premises | Endorsement | Auto service businesses without garage liability coverage. |
| CG 40 49 | Exclusion – Human Trafficking | Exclusion | Hotels and motels, truck stops, massage and spa businesses, staffing and labor contractors, apartment owners and other businesses where trafficking-related suits have been brought. |
| CG DS 07 | Underground Storage Tanks Liability Declarations | Declaration | Owners and operators of underground storage tanks insured on CG 00 42. |
Commercial Inland Marine (ISO CM)
1 forms| Form Code | Title | Type | Who needs it |
|---|---|---|---|
| CM 00 28 | Signs Coverage Form | Coverage | Any business with outdoor or freestanding signs (retailers, restaurants, gas stations, auto dealers, shopping centers), and sign companies holding customers' signs. |
Commercial Property (ISO CP)
13 forms| Form Code | Title | Type | Who needs it |
|---|---|---|---|
| CP 00 60 | Leasehold Interest Coverage Form | Coverage | Tenants holding long-term leases at below-market rent, or that paid lease bonuses or prepaid rent they would lose if the lease is cancelled after a fire or other covered loss. |
| CP 04 26 | Ordinance Or Law Coverage For Tenant's Interest In Improvements And Betterments (Tenant's Policy) | Endorsement | Tenants that have invested heavily in build-outs they cannot remove: restaurants, medical and dental offices, retail stores, salons, fitness centers, labs. |
| CP 10 33 | Theft Exclusion | Exclusion | Locations an underwriter will not cover for theft: high-crime areas, vacant or unprotected buildings, high-value or easily fenced stock without alarms (electronics, tools, metals). |
| CP 12 11 | Burglary And Robbery Protective Safeguards | Endorsement | Accounts that received theft credits for alarms or guard service: jewelers, electronics, liquor and convenience stores, pharmacies, contractors' yards, warehouses with high-value stock. |
| CP 12 30 | Peak Season Limit Of Insurance | Endorsement | Businesses whose inventory swells at predictable times: retailers before holidays, toy and gift sellers, farm supply and garden centers, seasonal manufacturers and distributors. |
| CP 13 10 | Value Reporting Form | Endorsement | Businesses whose inventory values swing widely or move among several locations: wholesalers and distributors, manufacturers, retailers with seasonal stock, agricultural processors. |
| CP 14 01 | Scheduled Building Property – Tenant's Policy | Endorsement | Tenants whose leases make them responsible for plate glass, storefronts, HVAC units or other building fixtures and equipment: retailers, restaurants, offices in multi-tenant buildings. |
| CP 14 02 | Unscheduled Building Property – Tenant's Policy | Endorsement | Tenants with lease obligations for glass, fixtures or building equipment who prefer blanket limits: retail, restaurant and office tenants. |
| CP 14 40 | Outdoor Signs | Endorsement | Businesses with valuable freestanding or building-mounted signs: retailers, restaurants, auto dealers, hotels, gas stations and convenience stores, shopping centers. |
| CP 14 70 | Building Glass – Tenant's Policy | Endorsement | Tenants with lease responsibility for storefront, display or plate glass: retail stores, restaurants, banks, showrooms. |
| CP 15 01 | Business Income From Dependent Properties Limited International Coverage | Endorsement | Importers, manufacturers and distributors that depend on foreign suppliers or contract manufacturers. |
| CP 15 02 | Extra Expense From Dependent Properties Limited International Coverage | Endorsement | Businesses that would pay extra to replace an overseas supplier or contract manufacturer after a loss: importers, manufacturers, retailers with private-label sourcing. |
| CP 15 03 | Business Income – Landlord As Additional Insured (Rental Value) | Endorsement | Tenants whose leases require them to insure the landlord's rental income (rent loss) for the leased premises, typical of net leases and single-tenant buildings. |
Commercial Liability Umbrella (ISO CU)
1 forms| Form Code | Title | Type | Who needs it |
|---|---|---|---|
| CU 34 71 | Exclusion – Human Trafficking | Exclusion | Lodging and other businesses that carriers view as exposed to human trafficking claims. |
Commercial Inland Marine – ISO IH Series Forms
2 forms| Form Code | Title | Type | Who needs it |
|---|---|---|---|
| IH 00 67 | Signs Coverage Form | Coverage | Businesses with valuable signs or street clocks, and sign companies holding customers' signs. |
| IH 67 01 | Artificially Generated Electric, Magnetic Or Electromagnetic Energy Coverage – Signs | Endorsement | Businesses with electric, LED or electronic message signs insured on IH 00 67. |
Massachusetts Commercial Auto (CAR / ISO MM Forms)
3 forms| Form Code | Title | Type | Who needs it |
|---|---|---|---|
| MM 00 94 | Garage Declarations - Massachusetts | Declaration | Massachusetts garage risks written on the Massachusetts garage policy. |
| MM 00 95 | Garage Insurance Policy - Massachusetts | Coverage | Massachusetts repair shops, service stations, parking and other garage operations. |
| MM 99 55 | Pollution Liability - Broadened Coverage For Covered Autos - Massachusetts | Endorsement | Massachusetts haulers of fuel, chemicals, waste and other pollutants. |