What it does

CY 20 15 adds a telephone toll fraud insuring agreement by endorsement to the ISO 11 21 cyber policies, for charges from unauthorized use of the insured's telephone system as defined in the endorsement.

Program context

In ISO's 2020 cyber multistate program revision, Verisk introduced a new Commercial Cyber Insurance Policy form and a new Information Security Protection Cyber Policy form that replaced all prior base coverage forms of the ISO Cyber program, together with new manual rules, loss costs and rating plan. The new forms carry the 11 21 edition (CY 00 02 11 21 and CY 00 03 11 21).

Quoting and selling notes

  • Relevant for businesses with VoIP or PBX systems that could be hijacked for long-distance or premium-rate calls.
  • Ask about phone system security and carrier fraud alerts.
  • Edition not confirmed in a primary source.

Related forms

CY 00 02; CY 00 03.