What it does
CG 40 09 12 19 is Amendment Of Liquor Liability Exclusion – Limited Exception For Bring Your Own Alcohol. It modifies the liquor exclusion while giving a limited exception for BYOB.
Who needs it
BYOB restaurants, banquet halls and event spaces.
Quoting and selling notes
- Compare with CG 21 50 (no BYOB exception) and with buying CG 00 33 plus CG 24 06.
- Underwriters rate liquor exposure on alcohol receipts and look at hours, entertainment, security, ID checks and server training; dram shop laws vary widely by state, which drives limits and pricing.
