What it does
BP 15 83 is one of the automatic additional insured endorsements ISO lists for the BOP: Additional Insured – Automatic Status When Required in Written Contract or Agreement. Instead of scheduling each party, it extends additional insured status to persons or organizations the named insured has agreed, in a written contract or agreement, to add to its policy, subject to the limits and conditions of the form.
Who needs it
Service businesses, vendors, event operators and retailers that sign many customer, venue or property contracts requiring additional insured status.
Quoting and selling notes
- Confirm the contract is in writing and signed before the loss; certificates alone do not create status.
- Contractors usually need the construction-specific automatic forms (BP 04 51, BP 15 80) instead.
- Pair with BP 14 88 when contracts require primary and noncontributory coverage.
