In this post we will cover the basics of Experience and Merit ratings. Although we have limited availability for this data, it is critical to have a basic working knowledge of what these ratings represent, how they are created and where they factor in to the overall cost of a Workers Comp policy. … Read More

In this post we’ll give you a basic overview of the various Workers Comp markets, which relates to how coverage is placed for an insured – were they voluntarily written by a carrier in the private market or was the prospect forced to apply for coverage via the state to have insurance ‘assigned’ to their account? … Read More