1. Forms
NAICS 424

Merchant Wholesalers, Nondurable Goods

Forms written for this kind of business. Core coverage forms and general endorsements apply to every account and are not listed here.

Businessowners (ISO BP)

5 forms
Form CodeTitleTypeWho needs it
BP 00 03Businessowners Coverage FormCoverageSmall and midsize "Main Street" accounts that meet ISO BOP eligibility: apartments, offices, retail, wholesale, processing and service risks, restaurants, contractors, hotels/motels, self-storage, light manufacturing and similar.
BP 04 47Additional Insured - VendorsEndorsementManufacturers, wholesalers and distributors on a BOP whose retail or distributor customers require vendor additional insured status.
BP 10 03Earthquake And Volcanic Eruption EndorsementEndorsementBOP accounts in earthquake-exposed regions that want to buy back the earth movement exclusion.
BP 10 79Flood CoverageEndorsementBOP accounts with flood exposure, including those needing limits above the NFIP maximum.
BP DS 06Flood Coverage ScheduleDeclarationBOP accounts buying flood coverage through the ISO Flood Coverage endorsement, either excess of NFIP limits or first dollar.

Commercial Auto (ISO CA)

2 forms
Form CodeTitleTypeWho needs it
CA 23 05Wrong Delivery Of Liquid ProductsEndorsementFuel oil, propane, gasoline, chemical and other liquid product delivery operations.
CA 99 48Pollution Liability - Broadened Coverage For Covered Autos - Business Auto And Motor Carrier Coverage FormsEndorsementHaulers of fuel, chemicals, waste or other pollutants, and any insured whose vehicles carry products that could spill in transit.

Commercial General Liability (ISO CG)

12 forms
Form CodeTitleTypeWho needs it
CG 20 15Additional Insured – VendorsEndorsementManufacturers, importers and distributors whose retailers or distributors require vendor additional insured status.
CG 20 44Additional Insured – Vendors – Automatic Status When Required In AgreementEndorsementManufacturers and distributors with many retail or distribution partners that require vendor additional insured status.
CG 21 33Exclusion – Designated ProductsExclusionManufacturers, distributors and retailers with a specific product the carrier will not cover (for example a new product line, an imported product, or an e-cigarette or supplement line).
CG 21 49Total Pollution Exclusion EndorsementExclusionClasses the carrier treats as having significant pollution exposure: manufacturers, chemical users, waste handlers, fuel dealers, environmental and some contractor accounts.
CG 22 66Misdelivery Of Liquid Products CoverageEndorsementFuel oil, propane, gasoline and other liquid product dealers and distributors that deliver by truck.
CG 24 10Excess Provision – VendorsEndorsementRetailers, distributors and other product vendors that are added as additional insureds on their suppliers' policies.
CG 40 01Genetically Modified Organism ExclusionExclusionFarms, seed and agricultural suppliers, food manufacturers, biotech and life sciences risks.
CG 40 02Genetically Modified Organism Exclusion For Designated Operations Or ProductsExclusionAgricultural, food and life sciences accounts with a specific GMO-related product or operation.
CG 40 12Exclusion – All Hazards In Connection With An Electronic Smoking Device, Its Vapor, Component Parts, Equipment And AccessoriesExclusionVape shops, convenience stores, tobacco retailers and distributors, and manufacturers of e-cigarette products or components.
CG 40 13Exclusion – Health Hazards, Electronic Smoking Device VaporExclusionConvenience stores, tobacco and vape retailers, distributors and manufacturers that sell e-cigarette products.
CG 40 15Cannabis Exclusion With Hemp ExceptionExclusionRetailers, manufacturers and distributors that sell hemp or CBD products, and other insureds whose carrier excludes cannabis.
CG 40 32Exclusion – Perfluoroalkyl And Polyfluoroalkyl Substances (PFAS)ExclusionManufacturers, chemical distributors, water utilities, waste and recycling, firefighting foam users, textile, packaging and coatings businesses, and contractors handling PFAS-containing materials.

Commercial Inland Marine (ISO CM)

3 forms
Form CodeTitleTypeWho needs it
CM 99 05Cannabis Exclusion (Commercial Inland Marine)ExclusionInland marine accounts with any cannabis exposure: growers, processors, dispensaries, and businesses that handle or transport cannabis.
CM 99 06Cannabis Exclusion With Hemp Exception (Commercial Inland Marine)ExclusionInland marine accounts such as farms, processors, haulers and dealers that handle hemp but not marijuana.
CM 99 07Cannabis Coverage (Commercial Inland Marine)EndorsementLawful cannabis businesses (cultivators, processors, dispensaries, distributors) buying inland marine coverage for equipment, stock or transit.

Commercial Property (ISO CP)

6 forms
Form CodeTitleTypeWho needs it
CP 00 80Tobacco Sales Warehouses Coverage FormCoverageTobacco sales (auction) warehouses and leaf dealers holding growers' tobacco for auction.
CP 04 40Spoilage CoverageEndorsementBusinesses holding temperature- or humidity-controlled stock: restaurants, grocery and convenience stores, florists, pharmacies, food processors and distributors, cold storage, labs.
CP 12 30Peak Season Limit Of InsuranceEndorsementBusinesses whose inventory swells at predictable times: retailers before holidays, toy and gift sellers, farm supply and garden centers, seasonal manufacturers and distributors.
CP 13 10Value Reporting FormEndorsementBusinesses whose inventory values swing widely or move among several locations: wholesalers and distributors, manufacturers, retailers with seasonal stock, agricultural processors.
CP 15 01Business Income From Dependent Properties Limited International CoverageEndorsementImporters, manufacturers and distributors that depend on foreign suppliers or contract manufacturers.
CP 15 02Extra Expense From Dependent Properties Limited International CoverageEndorsementBusinesses that would pay extra to replace an overseas supplier or contract manufacturer after a loss: importers, manufacturers, retailers with private-label sourcing.

Commercial Crime and Fidelity (ISO CR)

1 forms
Form CodeTitleTypeWho needs it
CR 25 16Add Trading CoverageEndorsementBusinesses with employees who trade securities, commodities or currencies.

Commercial Liability Umbrella (ISO CU)

2 forms
Form CodeTitleTypeWho needs it
CU 21 08Exclusion – Intercompany Products SuitsExclusionGroups of related manufacturers and distributors.
CU 24 36Products-Completed Operations Aggregate Limit Of InsuranceEndorsementManufacturers, distributors and contractors with products or completed operations exposure.

Commercial Inland Marine – ISO IH Series Forms

12 forms
Form CodeTitleTypeWho needs it
IH 00 71Annual Transit Coverage FormCoverageManufacturers, distributors and retailers that ship and receive goods regularly by truck, rail or air.
IH 00 76Motor Truck Cargo Owners Coverage FormCoverageBusinesses hauling their own goods: wholesalers and distributors, manufacturers with delivery fleets, contractors moving materials, retailers making deliveries.
IH 00 78Trip Transit Coverage FormCoverageBusinesses making an occasional or one-time shipment of valuable property: machinery relocations, exhibition shipments, office moves, single equipment deliveries.
IH 00 83Tank Storage Coverage FormCoverageOwners of above-ground storage tanks: fuel distributors, bulk plants, farms and agribusinesses, chemical and water storage operators, utilities.
IH 00 92Exhibition Coverage FormCoverageExhibitors at trade shows and exhibitions: manufacturers, distributors, artists and show organizers.
IH 00 96Salespersons Samples Coverage FormCoverageManufacturers, wholesalers and sales agencies whose representatives carry samples.
IH 99 03Cannabis ExclusionExclusionInland marine accounts with any cannabis exposure.
IH 99 04Cannabis Exclusion With Hemp ExceptionExclusionInland marine accounts handling hemp products (seeds, food, textiles, oils, building materials) but not marijuana.
IH 99 14MortgageholdersEndorsementOwners and developers financing construction, towers or tanks insured on IH forms, and their lenders.
IH 99 32Spoilage And Loss Due To FDA Regulation Coverage (Motor Truck Cargo Owners And Annual And Trip Transit Coverage)EndorsementShippers and private carriers moving perishable or FDA-regulated goods.
IH 99 36Cannabis CoverageEndorsementState-licensed cannabis businesses buying inland marine coverage.
IH DS 83Tank Storage DeclarationsDeclarationAccounts insured under the ISO Tank Storage Coverage Form.

Management Protection (ISO MP)

23 forms
Form CodeTitleTypeWho needs it
MP 00 01Executive Liability Coverage FormCoveragePrivately held businesses whose directors and officers face claims from shareholders, lenders, competitors, customers or regulators.
MP 00 02Executive Liability And Entity Securities Liability Coverage FormCoveragePrivate companies with securities exposure (private placements, outside investors) that want entity securities coverage alongside D&O.
MP 00 03Common Policy ConditionsConditionAny organization insured on the ISO Management Protection program.
MP 00 07Fiduciary Liability Coverage FormCoverageEmployers that sponsor retirement, health or other employee benefit plans.
MP 00 08Executive Liability Side A Coverage FormCoverageOrganizations wanting dedicated personal-asset protection for directors and officers above or alongside traditional D&O.
MP 03 01Co-InsuranceEndorsementOrganizations insured on the ISO Management Protection program.
MP 03 02Co-InsuranceEndorsementOrganizations insured on the ISO Management Protection program.
MP 04 01Coverage Extension - Outside ServiceEndorsementOrganizations insured on the ISO Management Protection program that need this extension.
MP 04 02Coverage Extension - Acquisition Or Creation Of For-Profit OrganizationEndorsementOrganizations insured on the ISO Management Protection program that need this extension.
MP 04 03Coverage Extension - Merged, Sold, Spun-Off, Or Terminated PlansEndorsementOrganizations insured on the ISO Management Protection program that need this extension.
MP 04 04Coverage Extension - CAP PenaltiesEndorsementOrganizations insured on the ISO Management Protection program that need this extension.
MP 04 05Coverage Extension - Certain United Kingdom Fines Or PenaltiesEndorsementOrganizations insured on the ISO Management Protection program that need this extension.
MP 04 06Coverage Extension - Publication ServicesEndorsementOrganizations insured on the ISO Management Protection program that need this extension.
MP 04 07Coverage Extension - Spousal CoverageEndorsementOrganizations insured on the ISO Management Protection program that need this extension.
MP 04 08Coverage Extension - Wrongful Personal Injury ActsEndorsementOrganizations insured on the ISO Management Protection program that need this extension.
MP 21 01Exclusion - Designated Professional ServicesExclusionOrganizations insured on the ISO Management Protection program.
MP 21 04Exclusion - Specific LitigationExclusionOrganizations insured on the ISO Management Protection program.
MP 21 06Exclusion - Pending Or Prior LitigationExclusionOrganizations insured on the ISO Management Protection program.
MP 21 07Exclusion - Initial Public Offering (IPO)ExclusionOrganizations insured on the ISO Management Protection program.
MP 21 09Exclusion - Intellectual PropertyExclusionOrganizations insured on the ISO Management Protection program.
MP 21 28Exclusion - Abuse Or MolestationExclusionOrganizations insured on the ISO Management Protection program.
MP 28 01Extended Reporting PeriodEndorsementOrganizations whose Management Protection coverage is ending (sale, merger, dissolution, non-renewal).
MP 28 16Extended Reporting PeriodEndorsementOrganizations whose Management Protection coverage is ending.

Capital Assets Program – Output Policy (ISO OP)

1 forms
Form CodeTitleTypeWho needs it
OP 04 05Spoilage Coverage (Capital Assets Program)EndorsementOutput policy accounts with perishable stock.