What it does
IH 99 32 is filed as Spoilage And Loss Due To FDA Regulation Coverage for the motor truck cargo owners and annual and trip transit forms, 08 21 edition.
Who needs it
Food processors, distributors and pharmaceutical shippers whose goods may spoil or be rejected under FDA rules while in transit.
Quoting and selling notes
Ask about refrigeration, monitoring, commodities and values per shipment. Compare with IH 72 01 for for-hire carriers.
Before presenting it
Ask the carrier for the specimen of this endorsement and read it with the coverage form it modifies, since the endorsement only changes the provisions it names. Note it on the proposal so the insured knows how it changes the base form.
