What it does
For the operations or products shown in the schedule, CG 40 02 adds Coverage A and Coverage B exclusions for injury or damage arising directly or indirectly out of the genetic modification of any organism.
Who needs it
Seed dealers, food producers and farms with one GMO line.
Key provisions and limits
- Schedule describes the operations and designated products.
Quoting and selling notes
- Narrower than CG 40 01; check the schedule wording.
- Ask whether the client sells seed, grows or processes crops, or handles organic certified products, where GMO contamination claims are most likely.
- Make the schedule specific so unrelated products stay covered.
- Ask the carrier how it will treat products that are only partly GMO-derived.
