What it does
IH 99 36 is filed by carriers as Cannabis Coverage, 05 22 edition, the IH-series counterpart to ISO's cannabis coverage endorsements in other lines.
Who needs it
Licensed cannabis growers, processors, distributors and retailers needing transit or inland marine coverage for cannabis.
Quoting and selling notes
Few admitted carriers use it; specialty markets dominate. Confirm licensing and transport security.
Before presenting it
Ask the carrier for the specimen of this endorsement and read it with the coverage form it modifies, since the endorsement only changes the provisions it names. Note it on the proposal so the insured knows how it changes the base form.
