What it does
Carrier forms schedules list IH 00 92 as the Exhibition Coverage Form. ISO publishes this form in its IH series of commercial inland marine forms. IH forms are used within the Commercial Inland Marine Coverage Part, together with the Commercial Inland Marine Conditions (CM 00 01) and the Common Policy Conditions.
Who needs it
Businesses that ship displays and samples to trade shows and exhibitions, where property policies often limit coverage away from premises.
Quoting and selling notes
Ask for show schedules, display and sample values, transit methods, and show contract insurance requirements.
Before presenting it
ISO's IH forms are often adopted with carrier changes, and their wording differs from the filed CM forms. Obtain the carrier's specimen and walk the insured through covered property, property not covered, the exclusions, valuation, the deductible and any coinsurance or reporting condition, and match the limits to a current schedule of values.
