NAICS 713
Amusement, Gambling, and Recreation Industries
Forms written for this kind of business. Core coverage forms and general endorsements apply to every account and are not listed here.
Businessowners (ISO BP)
2 forms| Form Code | Title | Type | Who needs it |
|---|---|---|---|
| BP 16 39 | Broad Abuse Or Molestation Exclusion | Exclusion | BOP accounts with exposure to children, vulnerable adults or close personal contact: fitness studios, tutoring, personal care, daycare-adjacent retail, healthcare offices. |
| BP 21 01 | Micro-Businessowners Abuse Or Molestation Exclusion | Exclusion | Micro-BOP accounts with children, vulnerable adults or close personal contact exposures. |
Commercial Auto (ISO CA)
2 forms| Form Code | Title | Type | Who needs it |
|---|---|---|---|
| CA 04 15 | Garagekeepers Coverage For Autos And Watercrafts | Endorsement | Marinas, boat and auto repair or storage businesses that hold customers' autos and watercraft. |
| CA 04 45 | Golf Carts And Low-Speed Vehicles | Endorsement | Golf courses, resorts, campuses, retirement communities, municipalities and businesses using golf carts or low-speed vehicles on public roads. |
Commercial General Liability (ISO CG)
15 forms| Form Code | Title | Type | Who needs it |
|---|---|---|---|
| CG 04 14 | Sexual Abuse Or Sexual Molestation Liability Coverage | Endorsement | Schools, child care, camps, youth organizations, churches and other risks that need to buy back sexual abuse and molestation coverage. |
| CG 20 02 | Additional Insured – Club Members | Endorsement | Social, civic, sports, hobby and service clubs and similar membership organizations insured on a CGL. |
| CG 20 03 | Additional Insured – Concessionaires Trading Under Your Name | Endorsement | Department stores, retailers, venues and other businesses that let concessionaires operate departments or stands under the host's trade name. |
| CG 20 08 | Additional Insured – Users Of Golfmobiles | Endorsement | Golf courses, country clubs and resorts that rent or loan golf carts. |
| CG 20 14 | Additional Insured – Users Of Teams, Draft Or Saddle Animals | Endorsement | Stables, riding academies, farms offering rides, carriage operators and similar animal-related businesses. |
| CG 20 29 | Additional Insured – Grantor Of Franchise | Endorsement | Franchisees (restaurants, hotels, fitness, retail, service franchises) whose franchise agreement requires the franchisor to be an additional insured. |
| CG 21 01 | Exclusion – Athletic Or Sports Participants | Exclusion | Sports leagues, clubs, schools, camps, gyms, event promoters and businesses that sponsor athletic events. |
| CG 21 46 | Abuse Or Molestation Exclusion Withdrawn | Exclusion | Schools, day cares, camps, youth sports, churches, social service agencies, healthcare and senior living, fitness and personal care businesses. |
| CG 22 58 | Exclusion – Described Hazards (Carnivals, Circuses And Fairs) | Exclusion | Carnivals, circuses, fairs and event sponsors. |
| CG 22 76 | Professional Liability Exclusion – Health Or Exercise Clubs Or Commercially Operated Health Or Exercise Facilities | Exclusion | Health clubs, gyms, fitness studios and personal training businesses. |
| CG 24 12 | Boats | Endorsement | Businesses that own or use small boats, such as marinas, resorts, camps and contractors. |
| CG 24 16 | Canoes Or Rowboats | Endorsement | Camps, resorts, campgrounds, parks and liveries with canoes or rowboats. |
| CG 40 03 | Exclusion – Athletic Or Sports Participants – All Contests Or Exhibitions | Exclusion | Sports facilities, gyms, leagues, schools and event venues. |
| CG 40 28 | Broad Abuse Or Molestation Exclusion | Exclusion | Schools, child care, camps, youth sports, churches, senior living, healthcare, social services, fitness and personal care businesses. |
| CG 40 29 | Sexual Abuse Or Sexual Molestation Exclusion | Exclusion | Organizations and businesses where the carrier excludes sexual abuse and molestation but not other abuse allegations. |
Commercial Property (ISO CP)
3 forms| Form Code | Title | Type | Who needs it |
|---|---|---|---|
| CP 04 26 | Ordinance Or Law Coverage For Tenant's Interest In Improvements And Betterments (Tenant's Policy) | Endorsement | Tenants that have invested heavily in build-outs they cannot remove: restaurants, medical and dental offices, retail stores, salons, fitness centers, labs. |
| CP 10 35 | Watercraft Exclusion | Exclusion | Waterfront properties whose docks, piers, bulkheads or similar structures have been added as covered property: marinas, waterfront restaurants and hotels, condominium associations, terminals. |
| CP 14 30 | Outdoor Trees, Shrubs And Plants | Endorsement | Properties with valuable landscaping: hotels and resorts, office parks, golf facilities, corporate campuses, upscale retail centers, condominium associations, cemeteries. |
Commercial Liability Umbrella (ISO CU)
4 forms| Form Code | Title | Type | Who needs it |
|---|---|---|---|
| CU 21 01 | Exclusion – Athletic Or Sports Participants | Exclusion | Organizers and sponsors of sports and athletic events. |
| CU 34 10 | Exclusion – Athletic Or Sports Participants – All Contests Or Exhibitions | Exclusion | Sports facilities and venues hosting athletic contests. |
| CU 34 44 | Broad Abuse Or Molestation Exclusion | Exclusion | Organizations that care for or supervise children, patients, students or vulnerable adults. |
| CU 34 71 | Exclusion – Human Trafficking | Exclusion | Lodging and other businesses that carriers view as exposed to human trafficking claims. |
Farm Liability (ISO Farm Program)
2 forms| Form Code | Title | Type | Who needs it |
|---|---|---|---|
| FL 04 43 | Business Activities | Endorsement | Farms and ranches insured under the ISO farm program, including the farm household. |
| FL 05 01 | Agritainment – Liability | Endorsement | Farms and ranches insured under the ISO farm program, including the farm household. |
Farm Property (ISO Farm Program)
1 forms| Form Code | Title | Type | Who needs it |
|---|---|---|---|
| FP 05 05 | Agritainment – Property | Endorsement | Farms and ranches insured under the ISO farm program: crop, livestock, dairy, poultry, orchard and mixed operations, including family farms with a dwelling on the farm. |
Workers Compensation and Employers Liability (NCCI WC)
2 forms| Form Code | Title | Type | Who needs it |
|---|---|---|---|
| WC 00 01 06 | Longshore and Harbor Workers' Compensation Act Coverage Endorsement | Endorsement | Stevedores, terminal operators, shipbuilders and ship repairers, marine contractors and other employers with workers on or near navigable waters subject to the Longshore Act. |
| WC 00 01 08 | Nonappropriated Fund Instrumentalities Act Coverage Endorsement | Endorsement | Employers operating nonappropriated fund activities for the armed forces, such as exchanges, clubs, lodging and recreation programs on military installations. |
