What it does
With respect to carnival, circus or fair operations, CG 22 58 excludes "bodily injury" or "property damage" arising out of any mechanically operated amusement device, and "bodily injury" to anyone practicing for or participating in a sports or athletic contest or exhibition the insured sponsors.
Who needs it
Fair boards, carnival sponsors, festival organizers and circus operators.
Quoting and selling notes
- Require ride operators to carry their own liability naming the sponsor as additional insured.
- Ask for ride operator certificates and confirm the operators' policies name the sponsor.
- Animal acts, pyrotechnics and stages are other exposures to review at fairs and carnivals.
- Ask whether the sponsor or the carnival company holds the contract with ride operators.
