What it does
CG 40 29 09 22 is Sexual Abuse Or Sexual Molestation Exclusion. As its title states, it targets sexual abuse or sexual molestation rather than all forms of abuse.
Who needs it
Day cares, schools, camps, churches, fitness centers, massage and spa businesses, staffing and transportation services.
Key provisions and limits
- Edition 09 22 is the first edition.
Quoting and selling notes
- Narrower than CG 40 28; other physical or emotional abuse allegations may remain covered depending on wording.
- Offer sexual abuse and molestation coverage (CG 04 14 or a stand-alone policy).
