What it does
CG 40 28 09 22 is Broad Abuse Or Molestation Exclusion. It replaces the older CG 21 46 in states where that form no longer appears. As the title indicates, it excludes abuse or molestation claims broadly, not only sexual abuse.
Who needs it
Organizations serving minors or vulnerable adults, and businesses with one-on-one client contact.
Key provisions and limits
- Edition 09 22 is the first edition.
Quoting and selling notes
- Sexual abuse and molestation coverage must be purchased separately; ISO offers CG 04 14 to CG 04 17 coverage endorsements in many states.
