What it does
CG 40 03 12 19 is Exclusion – Athletic Or Sports Participants – All Contests Or Exhibitions. It extends the concept of CG 21 01 (which applies to contests the insured sponsors) to all contests or exhibitions connected with the scheduled operations.
Who needs it
Arenas, sports complexes, recreation centers and gyms hosting events organized by others.
Key provisions and limits
- Operations are scheduled.
Quoting and selling notes
- Participant accident coverage helps fill the gap.
- Underwriters will ask about the events hosted, who organizes them, waivers and participant insurance requirements.
