NAICS 611
Educational Services
Forms written for this kind of business. Core coverage forms and general endorsements apply to every account and are not listed here.
Businessowners (ISO BP)
2 forms| Form Code | Title | Type | Who needs it |
|---|---|---|---|
| BP 16 39 | Broad Abuse Or Molestation Exclusion | Exclusion | BOP accounts with exposure to children, vulnerable adults or close personal contact: fitness studios, tutoring, personal care, daycare-adjacent retail, healthcare offices. |
| BP 21 01 | Micro-Businessowners Abuse Or Molestation Exclusion | Exclusion | Micro-BOP accounts with children, vulnerable adults or close personal contact exposures. |
Commercial Auto (ISO CA)
4 forms| Form Code | Title | Type | Who needs it |
|---|---|---|---|
| CA 04 45 | Golf Carts And Low-Speed Vehicles | Endorsement | Golf courses, resorts, campuses, retirement communities, municipalities and businesses using golf carts or low-speed vehicles on public roads. |
| CA 05 24 | Non-Ownership Liability Coverage For Volunteers | Endorsement | Nonprofits, charities, churches, schools, youth sports and civic organizations that use volunteer drivers. |
| CA 20 06 | Driving Schools - Non-Owned Autos | Endorsement | Driving schools and driver training programs that use student-owned or other non-owned vehicles. |
| CA 28 03 | Abuse Or Molestation Exclusion For Covered Autos Liability Exposure | Exclusion | Accounts transporting children, elderly, disabled or vulnerable passengers: schools, day care, social services, paratransit, camps and youth organizations. |
Commercial General Liability (ISO CG)
13 forms| Form Code | Title | Type | Who needs it |
|---|---|---|---|
| CG 04 14 | Sexual Abuse Or Sexual Molestation Liability Coverage | Endorsement | Schools, child care, camps, youth organizations, churches and other risks that need to buy back sexual abuse and molestation coverage. |
| CG 21 01 | Exclusion – Athletic Or Sports Participants | Exclusion | Sports leagues, clubs, schools, camps, gyms, event promoters and businesses that sponsor athletic events. |
| CG 21 46 | Abuse Or Molestation Exclusion Withdrawn | Exclusion | Schools, day cares, camps, youth sports, churches, social service agencies, healthcare and senior living, fitness and personal care businesses. |
| CG 21 66 | Exclusion – Volunteer Workers As Insureds | Exclusion | Nonprofits, churches, schools and event organizers whose carrier will not extend insured status to volunteers. |
| CG 22 30 | Exclusion – Corporal Punishment | Exclusion | Schools and educational institutions. |
| CG 22 44 | Exclusion – Services Furnished By Health Care Providers | Exclusion | Healthcare facilities, clinics, senior living, schools and other organizations that employ or use health care providers. |
| CG 22 67 | Corporal Punishment | Endorsement | Schools that want coverage for claims involving corporal punishment. |
| CG 22 71 | Colleges Or Schools (Limited Form) | Endorsement | Private and public schools, colleges and universities. |
| CG 22 72 | Colleges Or Schools | Endorsement | Private and public schools, colleges and universities. |
| CG 26 46 | Texas Abuse Or Molestation Exclusion | Exclusion | Texas schools, day cares, camps, churches, youth organizations, senior care and similar risks. |
| CG 40 03 | Exclusion – Athletic Or Sports Participants – All Contests Or Exhibitions | Exclusion | Sports facilities, gyms, leagues, schools and event venues. |
| CG 40 28 | Broad Abuse Or Molestation Exclusion | Exclusion | Schools, child care, camps, youth sports, churches, senior living, healthcare, social services, fitness and personal care businesses. |
| CG 40 29 | Sexual Abuse Or Sexual Molestation Exclusion | Exclusion | Organizations and businesses where the carrier excludes sexual abuse and molestation but not other abuse allegations. |
Commercial Inland Marine (ISO CM)
3 forms| Form Code | Title | Type | Who needs it |
|---|---|---|---|
| CM 00 20 | Commercial Articles Coverage Form | Coverage | Businesses that own or use camera and musical equipment: photographers and videographers, film and video producers, bands and orchestras, schools, churches, theaters and recording studios. |
| CM 00 29 | Theatrical Property Coverage Form | Coverage | Theater companies, touring productions, dinner theaters, opera and dance companies, schools and universities staging productions, and production companies renting costumes and sets. |
| CM 67 02 | Libraries | Endorsement | Public, school, college, law and private libraries and archives insuring their collections under the valuable papers form. |
Commercial Crime and Fidelity (ISO CR)
6 forms| Form Code | Title | Type | Who needs it |
|---|---|---|---|
| CR 00 24 | Government Crime Coverage Form (Discovery Form) | Coverage | Public entities: states, counties, municipalities, school districts, utilities and other governmental units buying crime and fidelity coverage. |
| CR 00 25 | Government Crime Coverage Form (Loss Sustained Form) | Coverage | Public entities: states, counties, municipalities, school districts, utilities and other governmental units buying crime and fidelity coverage. |
| CR 00 26 | Government Crime Policy (Discovery Form) | Coverage | Public entities: states, counties, municipalities, school districts, utilities and other governmental units buying crime and fidelity coverage. |
| CR 00 27 | Government Crime Policy (Loss Sustained Form) | Coverage | Public entities: states, counties, municipalities, school districts, utilities and other governmental units buying crime and fidelity coverage. |
| CR 25 09 | Include Volunteer Workers As Employees | Endorsement | Nonprofits and public entities that use volunteers, including volunteers who solicit or collect funds. |
| CR 25 13 | Include Students As Employees | Endorsement | Public school districts and public colleges. |
Commercial Liability Umbrella (ISO CU)
6 forms| Form Code | Title | Type | Who needs it |
|---|---|---|---|
| CU 04 44 | Sexual Abuse Or Sexual Molestation Liability Coverage | Coverage | Organizations that care for or supervise children, students or vulnerable adults. |
| CU 21 01 | Exclusion – Athletic Or Sports Participants | Exclusion | Organizers and sponsors of sports and athletic events. |
| CU 22 21 | Colleges Or Schools | Endorsement | Schools, colleges and universities. |
| CU 34 44 | Broad Abuse Or Molestation Exclusion | Exclusion | Organizations that care for or supervise children, patients, students or vulnerable adults. |
| CU 34 45 | Sexual Abuse Or Sexual Molestation Exclusion | Exclusion | Organizations that care for or supervise children, patients, students or vulnerable adults. |
| CU 34 58 | Exclusion – Volunteer Workers As Insureds | Exclusion | Nonprofits and organizations that use volunteer workers. |
Commercial Excess Liability (ISO CX)
2 forms| Form Code | Title | Type | Who needs it |
|---|---|---|---|
| CX 21 93 | Broad Abuse Or Molestation Exclusion | Exclusion | Organizations that care for or supervise children, patients, students or vulnerable adults. |
| CX 21 94 | Sexual Abuse Or Sexual Molestation Exclusion | Exclusion | Organizations that care for or supervise children, patients, students or vulnerable adults. |
Dwelling Personal Liability and Personal Umbrella (ISO DL)
4 forms| Form Code | Title | Type | Who needs it |
|---|---|---|---|
| DL 24 05 | Business Pursuits | Endorsement | Dwelling-program insureds who work as employees in described occupations. |
| DL 24 09 | Permitted Incidental Occupancies | Endorsement | Dwelling-program insureds with an incidental business occupancy. |
| DL 98 05 | Personal Umbrella Liability Policy Excess Business Pursuits Coverage Endorsement | Endorsement | Insureds with business pursuits coverage under their homeowners or dwelling liability. |
| DL 99 02 | Personal Umbrella Liability Policy Excess Permitted Incidental Occupancies Liability Endorsement | Endorsement | Insureds with incidental home occupancies and an ISO personal umbrella. |
Employment-Related Practices Liability (ISO EP)
2 forms| Form Code | Title | Type | Who needs it |
|---|---|---|---|
| EP 01 19 | Liability To Volunteers | Endorsement | Nonprofits, religious organizations, schools, hospitals and other organizations that use volunteers. |
| EP 20 03 | Additional Insured - Volunteers | Endorsement | Nonprofits and other organizations that rely on volunteers. |
Homeowners (ISO HO)
4 forms| Form Code | Title | Type | Who needs it |
|---|---|---|---|
| HO 04 42 | Permitted Incidental Occupancies – Residence Premises | Endorsement | Owner-occupants who run an incidental office, studio, professional practice or private school from the residence premises. |
| HO 07 01 | Home Business Insurance Coverage | Endorsement | Small home-based businesses owned by the named insured or resident family and operated from the residence premises. |
| HO 24 43 | Permitted Incidental Occupancies – Other Residences | Endorsement | Insureds conducting an incidental office, studio or private school at a residence other than the residence premises. |
| HO 24 71 | Designated Business Pursuits Liability Coverage | Endorsement | Insureds who work as employees in described occupations such as teachers, sales representatives or clerical workers. |
Commercial Inland Marine – ISO IH Series Forms
1 forms| Form Code | Title | Type | Who needs it |
|---|---|---|---|
| IH 00 89 | Scientific And Medical Diagnostic Equipment Coverage Form | Coverage | Hospitals, imaging centers, laboratories, clinics, universities and research facilities with high-value diagnostic or scientific equipment. |
Management Protection (ISO MP)
1 forms| Form Code | Title | Type | Who needs it |
|---|---|---|---|
| MP 00 06 | Not-For-Profit Management Liability Coverage Form | Coverage | Charities, associations, foundations, religious and civic organizations, schools and other not-for-profits. |
