What it does
CG 22 30 excludes "bodily injury", "property damage" and "personal and advertising injury" to the named insured's student arising out of any corporal punishment administered by or at the direction of any insured.
Who needs it
Schools in jurisdictions that permit corporal punishment, or where staff discipline creates claims.
Key provisions and limits
- Applies under Coverages A and B.
Quoting and selling notes
- CG 22 67 provides corporal punishment coverage where the carrier is willing to cover it.
- Discuss state law and school discipline policies with the client.
- Pair with CG 22 71 or CG 22 72 and review abuse or molestation coverage for the school.
