What it does
CG 22 72 makes the same school-specific changes as CG 22 71 (student transportation treated as hired auto use, infirmary medical services exclusion, unsupervised sports exclusion, and added insureds: trustees and board of governors members, public board members or commissioners, and student teachers) but without the Coverage C exclusion for students.
Who needs it
K-12 schools, colleges and trade schools.
Key provisions and limits
- Sports exclusion applies only where no insured directly manages, organizes or supervises the contest.
Quoting and selling notes
- Preferable to CG 22 71 when the school wants medical payments available to injured students.
- Ask about athletics, field trips, transportation contracts, dormitories and health services; each of these is handled by a specific provision of the form.
