What it does
CU 22 21 adapts the umbrella for educational institutions. It was revised in 12 19 together with the athletic participant exclusions so that its provisions line up with them.
Who needs it
Private schools, colleges and universities buying an ISO umbrella.
How it fits the umbrella
ISO umbrella endorsements are listed on the umbrella declarations and change the CU 00 01 coverage form. Many are designed to follow a matching CGL, auto or employers liability endorsement so that the umbrella and the underlying policies respond the same way; when you add the underlying endorsement, ask whether the umbrella needs its counterpart.
Quoting and selling notes
- Ask about athletics, dormitories, transportation and study-abroad programs.
